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3216 Mears Bend, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 3216 Mears Bend, Chesapeake Beach, MD 20732

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,916 sqft · built 2000
Lot Size0.517 acres (22,539 sqft)
Owner2 Individual Names on Record
Last Sale$211,726 (Aug 2000)
Tax Bill$4,246 (2025)
Deeds & MortgagesMar 2021 Mortgage
May 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-131343

Property Details

APN / Parcel Number

Primary APN03-131343
Alternative APNs
  • 3131343
  • 131343

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,916 sqft Total Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area22,539 sqft (0.517 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area55 sqft
Deck Area472 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number131343
Street Address3216 MEARS BND
CityCHESAPEAKE BEACH
StateMD
Zip20732-4542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal DescriptionLT 153 SEC 1 PLAT 4 BAYVIEW HILLS
Legal SubdivisionBAYVIEW HILLS 01
Legal Lot Number153
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2006
Census Tract860403

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3216 MEARS BND, CHESAPEAKE BEACH, MD 20732-4542
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST HOME MORTGAGE CORP
May 11, 2022Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2000 · Amount on Record
Deed SaleAug 28, 2000 · Amount on Record
Prior SaleJan 23, 1996
Deed Document Number200010449
Deed Book / Page1297 / 666
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address3216 MEARS BND, CHESAPEAKE BEACH, MD 20732-4542
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyWORLDWIDE SETTLEMENTS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059070068
DateMar 25, 2021
Book Page5907/68
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressNOTTINGHAM, MD 21236
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term265 Months
DueApr 1, 2043

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address3216 MEARS BND, CHESAPEAKE BEACH, MD 20732-4542
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address3216 MEARS BND, CHESAPEAK BCH, MD 20732-4542

Mortgage

Document Number0062780220
DateMay 11, 2022
Book Page6278/220
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
MunicipalityChesapeake Beach Town
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$402,667 (+14.92%)$423,200 (+7.85%) Land $102,200 Building $321,000
2025$4,246.00 (+21.11%)
2023$3,506.00 Homeowner's exemption$350,400$392,400 Land $102,200 Building $290,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims2 (2003)
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CHESAPEAKE BEACH
serves 5,000 people · EPA ID MD0040003
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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