3229 Mears Bend, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 3229 Mears Bend, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,356 sqft · built 2001
Lot Size	0.208 acres (9,051 sqft)
Owner	2 Individual Names on File
Last Sale	$231,233 (Mar 2001)
Tax Bill	$4,822 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-130789`

Property Details

APN / Parcel Number

Primary APN	`03-130789`
Alternative APNs	`3130789` `130789`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,356 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,051 sqft (0.208 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	130789
Street Address	3229 MEARS BND
City	CHESAPEAKE BEACH
State	MD
Zip	20732-4543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LT 80-R PLAT 2 BAYVIEW HILLS
Legal Subdivision	BAYVIEW HILLS 01
Legal Lot Number	80R
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2003
Census Tract	860403

Owner

3229 Mears Bend is owned and occupied by two individuals who bought it in March 2001.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3229 MEARS BND, CHESAPEAKE BEACH, MD 20732-4543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2001 · Amount on File
Deed Sale	Mar 21, 2001 · Amount on File
Prior Sale	Jan 23, 1996
Deed Document Number	20012915
Deed Book / Page	1358 / 607
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3229 MEARS BND, CHESAPEAKE BEACH, MD 20732-4543
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3229 MEARS BND, CHESAPEAKE BEACH, MD 20732-4543

Mortgage

Document Number	0057620021
Date	Nov 12, 2020
Book Page	5762/21

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3229 Mears Bend was $4,822 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	Chesapeake Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,100	$484,700 Land $100,200 Building $384,500
2025	$4,822.00
2023	$3,978.00 Homeowner's exemption	$397,533	$447,800 Land $100,200 Building $347,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3229 Mears Bend in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3229 Mears Bend is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESAPEAKE BEACH serves 5,000 people · EPA ID MD0040003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20