3215 N Cannes Pt, Hernando, FL 34442 Property Records

Citrus County property record for 3215 N Cannes Pt, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,902 sqft · built 1990
Lot Size	1.08 acres (47,083 sqft)
Owner	2 Individual Names on File
Tax Bill	$807 (2025)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-15-0010-00020-056.5`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-15-0010-00020-056.5`
Alternative APNs	`1518S19E0010000200565` `2620307`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,902 sqft Living Area
1st Floor Area	1,522 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1990
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	47,083 sqft (1.08 acres)
Lot Dimensions	306 ft deep x 153 ft wide
Garage Area	380 sqft

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	264 sqft
Fence	Fence
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2620307
Old Parcel Number	1518S19E0010000200565
Street Address	3215 N CANNES PT
City	HERNANDO
State	FL
Zip	34442-2998
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDRMH LOW DENSITY RESIDEN
Legal Description	FOREST LAKE S 153 FT OF LT 56 DESC IN OR BK 849 PG 1419
Legal Range	19E
Legal Township	18S
Legal Section	22
Legal Subdivision	FOREST LAKE
Legal Block	2
Legal Lot Number	56
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2036
Census Tract	450104

Owner

3215 N Cannes Pt is owned and occupied by two individuals who acquired it in March 1990.

Source: Citrus County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	3215 N CANNES PT, HERNANDO, FL 34442-2998
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 1990
Deed Sale	Mar 1, 1990
Deed Document Number	0008491419
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3215 N CANNES PT, HERNANDO, FL 34442-2998
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3215 N CANNES PT, HERNANDO, FL 34442-2998

Mortgage

Document Number	0034032389
Date	Aug 21, 2023
Book Page	3403/2389
Instrument	2023048667

Lender

Name	BRANNEN BANK
Type	Bank
Address	HERNANDO, FL 34442

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 3215 N Cannes Pt was $807 with exemptions applied, up 10.1% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$807.00 (+10.1%) Homeowner's exemption Additional exemption filed	$223,373 (-6.87%) Land $25,030 Building $198,343	$223,373 (-6.87%) Land $25,030 Building $198,343
2024	$733.00 (+3.97%) Homeowner's exemption Additional exemption filed	$239,844 (+24.02%) Land $30,130 Building $209,714	$239,844 (+24.02%) Land $30,130 Building $209,714
2023	$705.00 (+6.5%) Homeowner's exemption Additional exemption filed	$193,395 (+6.69%) Land $20,550 Building $172,845	$193,395 (+6.69%) Land $20,550 Building $172,845
2022	$662.00 Homeowner's exemption Additional exemption filed	$181,262 Land $15,300 Building $165,962	$181,262 Land $15,300 Building $165,962

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3215 N Cannes Pt in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3215 N Cannes Pt is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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