3123 N Cannes Pt, Hernando, FL 34442 Property Records

Citrus County property record for 3123 N Cannes Pt, Hernando, FL 34442

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,560 sqft · built 1993
Lot Size	2.34 acres (101,989 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Jul 2018)
Tax Bill	$832 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-15-0010-00020-0580`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-15-0010-00020-0580`
Alternative APNs	`1518S19E0010000200580` `1604966`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	1,760 sqft
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	101,989 sqft (2.34 acres)
Lot Dimensions	306 ft deep x 332 ft wide

Exterior Amenities

Porch	Screened Aluminum Porch
Porch Area	200 sqft
Deck Area	96 sqft
Patio Area	352 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1604966
Street Address	3123 N CANNES PT
City	HERNANDO
State	FL
Zip	34442-2997
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	LDRMH
Legal Description	FOREST LAKE LOT 58 BLK 2 DESC IN OR BK 789 PG 1399
Legal Range	19E
Legal Township	18S
Legal Section	22
Legal Subdivision	FOREST LAKE
Legal Block	2
Legal Lot Number	58
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2036
Census Tract	450104

Owner

3123 N Cannes Pt, a mobile home, is owned and occupied by two individuals who bought it in July 2018.

Source: Citrus County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3123 N CANNES PT, HERNANDO, FL 34442-2997
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FIRM
Nov 5, 2018	Warranty Deed, Transfer REBECCA SMITH
Jul 5, 2018	Warranty Deed, Transfer AMERICAN TITLE SERVICES CITRUS COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2018 · Amount on File
Deed Sale	Jul 5, 2018 · Amount on File
Prior Sale	Aug 1, 1988 · Amount on File
Deed Document Number	201834059
Deed Book / Page	2911 / 2273
Transfer Doc	0029371862
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3123 N CANNES PT, HERNANDO, FL 34442-2997
Document Number	0030430060
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3123 N CANNES PT HERNANDO FL 344422997, HERNANDO, FL 34442-2997

Mortgage

Document Number	0030430060
Date	Feb 28, 2020
Book Page	003043/000060
Instrument	11416

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 27, 2045

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 5, 2018
Property Address	3123 N CANNES PT, HERNANDO, FL 34442-2997
Document Number	0029371862
Book / Page	002937 / 001862
Instrument Date	Nov 2, 2018
Instrument	55957
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$245.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3123 N CANNES PT HERNANDO FL 344422997, HERNANDO, FL 34442-2997

Mortgage

Document Number	29371863
Date	Nov 5, 2018
Book Page	002937/001863
Instrument	55958

Lender

Name	REBECCA SMITH
Address	799 15TH ST SW, WINTER HAVEN, FL 33880-2629
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	84 Months
Due	Nov 4, 2025

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 5, 2018
Property Address	3123 N CANNES PT, HERNANDO, FL 34442-2997
Document Number	0029112273
Book / Page	002911 / 002273
Instrument Date	Jun 29, 2018
Instrument	34059
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	AMERICAN TITLE SERVICES CITRUS COMPANY

Transaction

Amount	Amount on Record
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	399 15TH ST SW WINTER HAVEN FL 33880, WINTER HAVEN, FL 33880

Tax Assessment & Valuation

The 2025 property tax bill for 3123 N Cannes Pt was $832 with a homeowner's exemption, up 9.8% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$832.00 (+9.76%) Homeowner's exemption	$83,351 (-39.48%)	$140,238 (+1.83%) Land $43,080 Building $97,158
2024	$758.00 (+3.98%) Homeowner's exemption Additional exemption filed	$137,718 (-1.87%) Land $43,080 Building $94,638	$137,718 (-1.87%) Land $43,080 Building $94,638
2023	$729.00 (+6.73%) Homeowner's exemption Additional exemption filed	$140,336 (+14.6%) Land $43,080 Building $97,256	$140,336 (+14.6%) Land $43,080 Building $97,256
2022	$683.00 Homeowner's exemption Additional exemption filed	$122,459 Land $39,800 Building $82,659	$122,459 Land $39,800 Building $82,659

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3123 N Cannes Pt in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3123 N Cannes Pt is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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