32140 McCray Rd, Cloverdale, CA 95425 Property Records

Sonoma County property record for 32140 McCray Rd, Cloverdale, CA 95425

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,722 sqft · built 1976
Lot Size1.34 acres (58,370 sqft)
OwnerCompany Name on File
Tax Bill$1,415 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Sep 2023 Transfer
Flood ZoneZone X (moderate risk)
APN115-160-067-000

Property Details

APN / Parcel Number

Primary APN115-160-067-000
Alternative APNs
  • 115-160-067
  • 115-160-019

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,722 sqft Living Area
Gross Area2,163 sqft
1st Floor Area1,722 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleL-Shape
Construction TypeWood
Lot Area58,370 sqft (1.34 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address32140 MCCRAY RD
CityCLOVERDALE
StateCA
Zip95425-9548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2017 FROM PTN OF 115-160-019
Legal Block2
JurisdictionSONOMA CA
Township / Civil DivisionCLOVERDALE-GEYSERVILLE
Census Block Group2
Census Block2000
Census Tract154201

Owner

Source: Sonoma County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address32140 MCCRAY RD, CLOVERDALE, CA 95425-9548
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2026Deed of Trust, Mortgage · Line of Credit
PACIFIC SERVICE CU
Sep 22, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMar 8, 2016
Transfer Doc0000018862
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address32140 MCCRAY RD, CLOVERDALE, CA 95425-9548
Transaction TypeMortgage
Record UpdatedMar 19, 2026
Title CompanyCHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

NameVerified Name
Address32140 MCCRAY RD, CLOVERDALE, CA 95425-9548

Mortgage

Document Number0000011137
DateMar 9, 2026
Instrument2026011137
Lender
NamePACIFIC SERVICE CU
TypeCredit Union
AddressCONCORD, CA 94520
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 8, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSONOMA CA
Recording DateSep 22, 2023
Property Address32140 MCCRAY RD, CLOVERDALE, CA 95425-9548
Document Number0000044052
Instrument DateSep 6, 2023
Instrument2023044052
Transaction TypeTransfer
Record UpdatedOct 5, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address32140 MCCRAY RD, CLOVERDALE, CA 95425-9548

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Unified School DistrictCloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,415.00 (+2.31%) Homeowner's exemption$105,759 (+4.04%) Land $22,706 Building $83,053
2023$1,383.00 (+1.77%) Homeowner's exemption$101,654 Land $21,825 Building $79,829
2022$1,359.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims13 (1983–2019)
Claims Outside the SFHA1 of 13
Most Recent ClaimFeb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims
  • Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 7 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 56% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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