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32084 McCray Rd, Cloverdale, CA 95425 Property Records

Sonoma County property record for 32084 McCray Rd, Cloverdale, CA 95425 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,082 sqft · built 1940
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Sep 2003)
Tax Bill$5,292 (2025)
Deeds & MortgagesAug 2017 Loan Modification
Flood ZoneZone AE (high risk)
APN115-160-018-000

Property Details

APN / Parcel Number

Primary APN115-160-018-000
Alternative APN
  • 115-160-018

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,082 sqft Living Area
1st Floor Area1,082 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1958
Architectural StyleL-Shape
Construction TypeWood
Lot Area15,000 sqft (0.344 acres)
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address32084 MCCRAY RD
CityCLOVERDALE
StateCA
Zip95425-9506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNINCORP COUNTY CA
Legal Block2
JurisdictionSONOMA CA
Township / Civil DivisionCLOVERDALE-GEYSERVILLE
Census Block Group2
Census Block2000
Census Tract154201

Owner

Source: Sonoma County records · APN 115-160-018-000

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 662, GEYSERVILLE, CA 95441-0662
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 30, 2003 · Amount on Record
Deed SaleSep 30, 2003 · Amount on Record
Prior SaleJun 22, 1988 · Amount on Record
Deed Document Number2003206023
Transfer Doc0000039952
Record UpdatedSep 20, 2026

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSONOMA CA
Property Address32084 MCCRAY RD, CLOVERDALE, CA 95425-9506
Document Number0000075220
Instrument DateAug 31, 2017
Transaction TypeMortgage
Record UpdatedOct 18, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1961 HEALDSBURG CA 954481961, HEALDSBURG, CA 95448-1961

Mortgage

Document Number0000075220
DateSep 25, 2017
Instrument75220
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate2%

Tax Assessment & Valuation

Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Unified School DistrictCloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,292.00 (+2.44%)$447,844 (+4.04%) Land $113,733 Building $334,111
2023$5,166.00 (+1.79%)$430,455 Land $109,317 Building $321,138
2022$5,075.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sonoma County (06097C), updated February 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060971542012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 28 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims13 (1983–2019)
Claims Outside the SFHA1 of 13
Most Recent ClaimFeb 2019, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims
  • Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 7 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 2 claims

Wildfire

Wildfire RiskHigh
above 80% of the US · above 57% of California
Wildfire LikelihoodAbout 1 in 192 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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