3214 Viewpoint Rd, Isle, MN 56342 Property Records

Mille Lacs County property record for 3214 Viewpoint Rd, Isle, MN 56342

Property Summary

Property TypeSingle Family Home
Details520 sqft · built 2020
Lot Size0.132 acres (5,767 sqft)
OwnerCompany Name on Record
Last Sale$403,751 (Mar 2023)
Tax Bill$1,964 (2026)
Deeds & MortgagesMay 2017 Line of Credit
Aug 2020 Construction Loan
+ 5 more
Flood ZoneZone AE (high risk)
APN05-801-0670

Property Details

APN / Parcel Number

Primary APN05-801-0670

Interior

Building Area520 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area5,767 sqft (0.132 acres)
PorchSlab
Deck AreaDeck Area
Shed1 Shed

Location & Zoning

Street Address3214 VIEWPOINT RD
CityISLE
StateMN
Zip56342-9662
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description& TRI TR OF LOT 8 BLK 8, E 10 FT AS MEAS ON S LINE N'LY TO NE COR
Legal Range25
Legal Township43
Legal Section27
Legal SubdivisionSIMMONS PARK
Legal Block8
Legal Lot Number9
JurisdictionMILLE LACS MN
Township / Civil DivisionEAST SIDE
Census Block Group2
Census Block2011
Census Tract970100

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address32707 VIRGINIA HEIGHTS DR NE, CAMBRIDGE, MN 55008-7899
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 24, 2017Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Aug 26, 2020Deed of Trust, Mortgage · Construction Mortgage
FALCON NATIONAL BANK
Mar 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
LEADER ONE FINANCIAL CORP
Sep 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY PLUS FCU
Mar 23, 2023Warranty Deed, Transfer · Conventional Mortgage
KIND LENDING LLC
Feb 8, 2022Warranty Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP
Jul 13, 2017Warranty Deed, Transfer
TITLE SMART INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2023 · Amount on Record
Deed SaleMar 23, 2023 · Amount on Record
Prior SaleFeb 8, 2022 · Amount on Record
Deed Document Number2023435601
Last Transfer DateSep 6, 2024
Transfer Doc000A442742
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address3214 VIEWPOINT RD, ISLE, MN 56342-9662
Transaction TypeMortgage
Record UpdatedAug 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A400772
DateMay 24, 2017
InstrumentA400772
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term356 Months
DueJan 26, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address3214 VIEWPOINT RD, ISLE, MN 56342-9662
Transaction TypeMortgage
Record UpdatedAug 28, 2023
Title CompanySHERBURNE COUNTY ABSTRACT, SHERBURNE CO ASBTRACT & TITL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A418905
DateAug 26, 2020
InstrumentA418905
Lender
NameFALCON NATIONAL BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address3214 VIEWPOINT RD, ISLE, MN 56342-9662
Transaction TypeMortgage
Record UpdatedAug 28, 2023
Title CompanySHERBURNE COUNTY ABSTRACT, SHERBURNE COUNTY ABSTRACT &

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A423457
DateMar 24, 2021
InstrumentA423457
Lender
NameLEADER ONE FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address3214 VIEWPOINT RD, ISLE, MN 56342-9662
Transaction TypeMortgage
Record UpdatedAug 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A426947
DateSep 21, 2021
InstrumentA426947
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 20, 2031
Interest
Rate TypeFixed Rate

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateMar 23, 2023
Property Address3214 VIEWPOINT RD, ISLE, MN 56342-9662
Document Number000A435601
Instrument DateMar 7, 2023
InstrumentA435601
Transaction TypeTransfer
Record UpdatedAug 28, 2023
Title CompanyRG TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,332.38
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address32707 VIRGINIA HEIGHTS DR NE, CAMBRIDGE, MN 55008-7899

Mortgage

Document Number000A435602
DateMar 23, 2023
InstrumentA435602
Lender
NameKIND LENDING LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateFeb 8, 2022
Property Address3214 VIEWPOINT RD, ISLE, MN 56342-9662
Document Number000A429747
Instrument DateDec 3, 2021
InstrumentA429747
Transaction TypeTransfer
Record UpdatedAug 28, 2023
Title CompanySHERBURNE COUNTY ABSTRACT &

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,300.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1442 5TH ST SW, DELANO, MN 55328-4618

Mortgage

Document Number000A429748
DateFeb 8, 2022
InstrumentA429748
Lender
NameHOMESTEAD FUNDING CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateJul 13, 2017
Property Address3214 VIEWPOINT RD, ISLE, MN 56342-9662
Document Number000A401529
Instrument DateJun 30, 2017
InstrumentA401529
Transaction TypeTransfer
Record UpdatedAug 28, 2023
Title CompanyTITLE SMART INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12412 MIDWAY CIR NE, BLAINE, MN 55449-6228

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
County SubdivisionEast Side Township
Unified School DistrictIsle Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,964.00 (-41.02%)$348,200 (+78.66%) Land $116,000 Building $232,200$348,200 (+78.66%) Land $116,000 Building $232,200
2025$3,330.00 (+13.34%)$194,900 (-41.42%) Land $135,000 Building $59,900$194,900 (-41.42%) Land $135,000 Building $59,900
2023$2,938.00$332,700 Land $127,700 Building $205,000$332,700 Land $127,700 Building $205,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation1,254.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Midco
Cable
250 / 20

Nearby Properties on Viewpoint Rd

Nearby Streets

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