Mille Lacs County property record for 3187 Viewpoint Rd, Isle, MN 56342 · Last verified July 2026
| Property Type | Other Improved |
|---|---|
| Details | 1,812 sqft |
| Lot Size | 0.184 acres (8,030 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $690,000 (Oct 2025) |
| Tax Bill | $5,182 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 05-803-0140 |
| Primary APN | 05-803-0140 |
|---|
| Building Area | 1,812 sqft Total Area |
|---|---|
| Basement Area | 960 sqft |
| Lot Area | 8,030 sqft (0.184 acres) |
|---|---|
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 32 sqft |
| Shed | 1 Shed |
| Cabin | 384 sqft |
| Street Address | 3187 VIEWPOINT RD |
|---|---|
| City | ISLE |
| State | MN |
| Zip | 56342-9661 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Range | 25 |
| Legal Township | 43 |
| Legal Section | 34 |
| Legal Subdivision | SUNNYWOOD BEACH |
| Legal Lot Number | 16 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | EAST SIDE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 970100 |
Source: Mille Lacs County records · APN 05-803-0140
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3187 VIEWPOINT RD, ISLE, MN 56342-9661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK MILACA |
| Oct 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jul 29, 2022 | Warranty Deed, Transfer · Commercial Mortgage BANK MIDWEST NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on Record |
| Deed Sale | Oct 21, 2025 · Amount on Record |
| Prior Sale | Jul 29, 2022 · Amount on Record |
| Deed Document Number | 2025448448 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 3187 VIEWPOINT RD, ISLE, MN 56342-9661 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000A428672 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | A428672 |
| Name | FIRST NATIONAL BANK MILACA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 10, 2026 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Oct 21, 2025 |
| Property Address | 3187 VIEWPOINT RD, ISLE, MN 56342-9661 |
| Document Number | 000A448448 |
| Instrument Date | Sep 16, 2025 |
| Instrument | A448448 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,277.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3487 VIEWPOINT ROAD, ISLE, MN 56342 |
| Document Number | 000A448449 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | A448449 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jul 29, 2022 |
| Property Address | 3187 VIEWPOINT RD, ISLE, MN 56342-9661 |
| Document Number | 000A432374 |
| Instrument Date | Jul 21, 2022 |
| Instrument | A432374 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,145.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 506 LEXINGTON PKWY N, SAINT PAUL, MN 55104-4644 |
| Document Number | 000A432375 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | A432375 |
| Name | BANK MIDWEST NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 05, 2031 |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | East Side Township |
| Unified School District | Isle Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,182.00 (-16.71%) | ||
| 2025 | $6,222.00 (+33.86%) | $513,900 (+4.77%) Land $153,400 Building $360,500 | $513,900 (+4.77%) Land $153,400 Building $360,500 |
| 2023 | $4,648.00 | $490,500 Land $145,200 Building $345,300 | $490,500 Land $145,200 Building $345,300 |
Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270959701002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 1,254.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Midcontinent Communications | Cable | 250 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
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