Warren County property record for 3214 Middleboro Rd, Morrow, OH 45152
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,520 sqft · built 1961 |
| Lot Size | 2.41 acres (105,154 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $507,000 (Aug 2026) |
| Tax Bill | $3,033 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-26-100-010-0 |
| Primary APN | 14-26-100-010-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,520 sqft Living Area |
| Gross Area | 1,632 sqft |
| 1st Floor Area | 1,520 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Foundation Type | Block |
| Lot Area | 105,154 sqft (2.41 acres) |
| Garage Area | 960 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 288 sqft |
| Deck Area | 616 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 7101163 |
|---|---|
| Street Address | 3214 MIDDLEBORO RD |
| City | MORROW |
| State | OH |
| Zip | 45152-9494 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MIDDLEBORO |
| Legal Subdivision | MIDDLEBORO |
| Legal Block | 163 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 31100 |
3214 Middleboro Rd is owned and occupied by two individuals who bought it in August 2026.
Source: Warren County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3214 MIDDLEBORO RD, MORROW, OH 45152-9494 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Aug 30, 2022 | Deed of Trust, Mortgage · Line of Credit 1ST NATIONAL BANK |
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage 1ST NATIONAL BANK |
| Jun 25, 2021 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2026 · Amount on File |
| Deed Sale | Aug 25, 2026 · Amount on File |
| Prior Sale | Feb 2, 2005 · Amount on File |
| Deed Document Number | 202624126 |
| Prior Transfer Date | Jan 25, 2021 |
| Prior Transfer Doc | 2021029250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Aug 25, 2026 |
| Property Address | 3214 MIDDLEBORO RD, MORROW, OH 45152-9494 |
| Document Number | 0000024126 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 202624126 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | PROMINENT TITLE LLC, PROMINENT TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $153,621.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 3214 MIDDLEBORO RD, MORROW, OH 45152-9494 |
| Document Number | 0000024127, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 202624127 |
| Name | UNION SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3214 MIDDLEBORO RD, MORROW, OH 45152-9494 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3214 MIDDLEBORO RD, MORROW, OH 45152-9494 |
| Document Number | 0000027685 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 2022-027685 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LEBANON, OH 45036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3214 MIDDLEBORO RD, MORROW, OH 45152-9494 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Title Company | TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021029494 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021-029494 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MASON, OH 45040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jun 25, 2021 |
| Property Address | 3214 MIDDLEBORO RD, MORROW, OH 45152-9494 |
| Document Number | 2021029250 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 2021-029250 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 3214 Middleboro Rd was $3,033, up 0.2% from the year before.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Washington Township |
| Unified School District | Little Miami Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,033.00 (+0.17%) | $74,940 Land $27,860 Building $47,080 | $214,110 Land $79,600 Building $134,510 |
| 2024 | $3,028.00 (+18.7%) | ||
| 2023 | $2,551.00 (+1.31%) Homeowner's exemption | $57,190 (-) Land $15,453 Building $41,737 | |
| 2022 | $2,518.00 Homeowner's exemption | $57,190 Land $15,453 Building $41,738 | $163,400 (-) Land $44,150 Building $119,250 |
| 2021 | $163,400 Land $44,150 Building $119,250 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3214 Middleboro Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1998–2008) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Mar 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3214 Middleboro Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bresco Broadband Fiber | 10,000 / 10,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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