Warren County property record for 3146 Middleboro Rd, Morrow, OH 45152
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,290 sqft · built 1939 |
| Lot Size | 1.82 acres (79,279 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Jun 2026) |
| Tax Bill | $2,462 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-26-100-009-0 |
| Primary APN | 14-26-100-009-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,290 sqft Living Area |
| 1st Floor Area | 1,290 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 79,279 sqft (1.82 acres) |
| Deck Area | 64 sqft |
| Pole Barn | 1,200 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Account Number | 7102518 |
|---|---|
| Street Address | 3146 MIDDLEBORO RD |
| City | MORROW |
| State | OH |
| Zip | 45152-9495 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MIDDLEBORO |
| Legal Subdivision | MIDDLEBORO |
| Legal Block | 518 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 31100 |
3146 Middleboro Rd is owned and occupied by an individual who bought it in June 2026.
Source: Warren County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3146 MIDDLEBORO RD, MORROW, OH 45152-9495 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Jun 4, 2026 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE |
| Feb 17, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on File |
| Deed Sale | Jun 4, 2026 · Amount on File |
| Prior Sale | Dec 17, 2014 · Amount on File |
| Deed Document Number | 202615118 |
| Prior Transfer Date | May 7, 2026 |
| Prior Transfer Doc | 0000015118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3146 MIDDLEBORO RD, MORROW, OH 45152-9495 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007648 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021-007648 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jun 4, 2026 |
| Property Address | 3146 MIDDLEBORO RD, MORROW, OH 45152-9495 |
| Document Number | 0000015118 |
| Instrument Date | May 7, 2026 |
| Instrument | 202615118 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | IVY POINTE TITLE LLC, IVY POINTE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $83,325.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3146 MIDDLEBORO RD, MORROW, OH 45152-9495 |
| Investor | Possibly a Property Investor |
| Document Number | 0000015119, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 202615119 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3146 MIDDLEBORO RD, MORROW, OH 45152-9495 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021007648 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021-007648 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 1, 2036 |
The 2025 property tax bill for 3146 Middleboro Rd was $2,462.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Washington Township |
| Unified School District | Little Miami Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,462.00 | $60,780 Land $26,680 Building $34,100 | $173,670 Land $76,240 Building $97,430 |
| 2023 | $2,009.00 (+1.26%) Homeowner's exemption | $44,895 (-) Land $14,648 Building $30,247 | |
| 2022 | $1,984.00 Homeowner's exemption | $44,895 Land $14,648 Building $30,247 | $128,270 (-) Land $41,850 Building $86,420 |
| 2021 | $128,270 Land $41,850 Building $86,420 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3146 Middleboro Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1998–2008) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Mar 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3146 Middleboro Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bresco Broadband Fiber | 10,000 / 10,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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