3213 Persimmon Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3213 Persimmon Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,595 sqft · built 1975
Lot Size0.168 acres (7,303 sqft)
OwnerIndividual Name on Record
Last Sale$128,750 (Jan 2016)
Tax Bill$3,626 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN806410A000

Property Details

APN / Parcel Number

Primary APN806410A000
Alternative APN
  • 5-0080-4546-00-0148.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,595 sqft Living Area
Gross Area3,828 sqft
1st Floor Area1,595 sqft
Basement Area1,595 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,303 sqft (0.168 acres)
Lot Dimensions109 ft deep x 67 ft wide
TerrainRolling
Garage TypeAttached
Garage Area638 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area168 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number806410A000
Street Address3213 PERSIMMON DR
CitySAINT CHARLES
StateMO
Zip63301-0133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionMAMELLE HILLS #6 LOT 148
Legal SubdivisionMAMELLES HILLS #6
Legal Lot Number148
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1029
Census Tract310202

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3213 PERSIMMON DR, SAINT CHARLES, MO 63301-0133
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2016 · Amount on Record
Deed SaleJan 22, 2016 · Amount on Record
Prior SaleJan 22, 2016 · Amount on Record
Deed Document Number201641880
Deed Book / Page6481 / 1360
Prior Transfer DateSep 25, 2003
Prior Transfer Doc0001447360
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3213 PERSIMMON DR, SAINT CHARLES, MO 63301-0133
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3213 PERSIMMON DR, SAINT CHARLES, MO 63301-0133

Mortgage

Document Number0000086415
DateOct 19, 2021
Instrument2021R-086415
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$55,481 (-)$292,005 (-) Land $60,000 Building $232,005
2025$3,626.00 (+35.4%)$55,481 (+11.08%)$292,005 (+11.08%) Land $60,000 Building $232,005
2023$49,949 (+30.37%)
2022$2,678.00$38,314$262,888 (+30.37%) Land $40,000 Building $222,888
2021$201,654 Land $30,000 Building $171,654

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims37 (1979–2022)
Claims Outside the SFHA2 of 37
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 2 claims
  • Severe Storms & Flooding, Aug 1993 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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