3131 Persimmon Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3131 Persimmon Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,656 sqft · built 1965
Lot Size	0.298 acres (13,000 sqft)
Owner	Company Name on Record
Last Sale	$230,000 (Jul 2017)
Tax Bill	$4,047 (2025)
Deeds & Mortgages	Feb 2024 Transfer Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`952350A000`

Property Details

APN / Parcel Number

Primary APN	`952350A000`
Alternative APN	`5-0080-4022-00-0064.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
Gross Area	3,496 sqft
1st Floor Area	1,656 sqft
Basement Area	1,334 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	125 ft deep x 104 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	952350A000
Street Address	3131 PERSIMMON DR
City	SAINT CHARLES
State	MO
Zip	63301-0183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	MAMELLES HILLS #2 LOT 64
Legal Subdivision	MAMELLES HILLS #2
Legal Lot Number	64
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2004
Census Tract	310202

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3131 PERSIMMON DR, SAINT CHARLES, MO 63301-0183
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Intrafamily Transfer, Transfer
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Oct 27, 2020	Deed of Trust, Mortgage MISSOURI ELECTRIC CO-OP EMPS C
Jul 11, 2017	Warranty Deed, Transfer · Conventional Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2017 · Amount on Record
Deed Sale	Jul 11, 2017 · Amount on Record
Prior Sale	Feb 13, 2013 · Amount on Record
Deed Document Number	2017427860
Deed Book / Page	6773 / 535
Prior Transfer Date	Sep 28, 2012
Prior Transfer Doc	0058670363
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 14, 2024
Property Address	3131 PERSIMMON DR, SAINT CHARLES, MO 63301-0183
Document Number	0000005884
Map Reference	MB 9 PG 35
Instrument Date	Feb 12, 2024
Instrument	2024R-005884
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3131 PERSIMMON DR, SAINT CHARLES, MO 63301-0183

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	3131 PERSIMMON DR, SAINT CHARLES, MO 63301-0183

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3131 PERSIMMON DR, SAINT CHARLES, MO 63301-0183
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067641883
Date	Jun 26, 2017
Book Page	6764/1883
Instrument	20170626000388640

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT LOUIS, MO 63131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 19, 2018

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3131 PERSIMMON DR, SAINT CHARLES, MO 63301-0183
Document Number	0000098324
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3131 PERSIMMON DR ST CHARLES MO 633010183, ST CHARLES, MO 63301-0183

Mortgage

Document Number	0000098324
Date	Dec 15, 2020
Instrument	98324

Lender

Name	MISSOURI ELECTRIC CO-OP EMPS C
Address	JEFFERSON CITY, MO 65101

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 11, 2017
Property Address	3131 PERSIMMON DR, SAINT CHARLES, MO 63301-0183
Document Number	0067730535
Book / Page	6773 / 0535
Map Reference	MB 9 PG 35
Instrument Date	Jul 7, 2017
Instrument	20170711000427860
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3131 PERSIMMON DR, SAINT CHARLES, MO 63301-0183

Mortgage

Document Number	, 20170711000427870
Date	Jul 11, 2017
Instrument	20170711000427870

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,844 (-)	$314,966 (-) Land $60,000 Building $254,966
2025	$4,047.00 (+9.23%)	$59,844 (+12.44%)	$314,966 (+12.44%) Land $60,000 Building $254,966
2024	$3,705.00
2023		$53,223
2022			$280,121 Land $40,000 Building $240,121

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	151 (1979–2022)
Claims Outside the SFHA	8 of 151
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 4 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 7 claims Severe Storms & Flooding, Aug 1993 · 66 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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