3213 Cullowee Ln, Naples, FL 34114 Property Records

Collier County property record for 3213 Cullowee Ln, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	2,983 sqft · built 2021
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,131,566 (Sep 2021)
Tax Bill	$20,629 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Apr 2022 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`292550 C 86B24`

Property Details

APN / Parcel Number

Primary APN	`292550 C 86B24`
Alternative APN	`32431301508`

Interior

Building Area	2,983 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Masonry / Concrete Block
Lot Area	14,810 sqft (0.34 acres)
Pool Area	416 sqft
Deck Area	1,369 sqft

Location & Zoning

Street Address	3213 CULLOWEE LN
City	NAPLES
State	FL
Zip	34114-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIDDLERS CREEK, MARSH COVE, PHASE 1 BLOCK C LOT 8
Legal Range	26
Legal Township	51
Legal Section	24
Legal Subdivision	FIDDLERS CREEK MARSH COVE PH1
Legal Phase	1
Legal Tract	292550
Legal Block	C
Legal Lot Number	8
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	3
Census Block	3009
Census Tract	11111

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3213 CULLOWEE LN, NAPLES, FL 34114-9753
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 20, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 20, 2021	Correction Deed FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Sep 8, 2021	Special Warranty Deed, Transfer · Conventional Mortgage VELOCIO MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2021 · Amount on Record
Deed Sale	Sep 8, 2021 · Amount on Record
Deed Document Number	20216124009
Deed Book / Page	6008 / 535
Last Transfer Date	Feb 8, 2022
Transfer Doc	0061141885
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3213 CULLOWEE LN, NAPLES, FL 34114-9753
Transaction Type	Mortgage
Record Updated	Jan 10, 2023
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3213 CULLOWEE LN, NAPLES, FL 34114-9753

Mortgage

Document Number	0061403705
Date	Jun 15, 2022
Book Page	6140/3705
Instrument	6268667

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Apr 20, 2022
Property Address	3213 CULLOWEE LN, NAPLES, FL 34114-9753
Document Number	0061141885
Book / Page	6114 / 1885
Map Reference	MB 56 PG 7-19
Instrument Date	Feb 8, 2022
Instrument	6238374
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3213 CULLOWEE LN, NAPLES, FL 34114-9753

September 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 20, 2021
Property Address	3213 CULLOWEE LN, NAPLES, FL 34114-9753
Document Number	0060140070
Book / Page	6014 / 70
Map Reference	MB 56 PG 7-19
Instrument Date	Sep 16, 2021
Instrument	6130008
Record Updated	Jan 10, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1064 GREENWOOD BLVD STE 124, 124, LAKE MARY, FL 32746-5419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3213 CULLOWEE LN, NAPLES, FL 34114-9753

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 8, 2021
Property Address	3213 CULLOWEE LN, NAPLES, FL 34114-9753
Document Number	0060080535
Book / Page	6008 / 535
Map Reference	MB 56 PG 7
Instrument Date	Aug 27, 2021
Instrument	6124009
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,921.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1064 GREENWOOD BLVD STE 124, 124, LAKE MARY, FL 32746-5419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3213 CULLOWEE LN, NAPLES, FL 34114-9753

Mortgage

Document Number	0006008537
Date	Sep 8, 2021
Instrument	6008/537

Lender

Name	VELOCIO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,364,211 (+2.7%)	$1,628,579 (-11.41%) Land $758,127 Building $870,452
2025	$20,629.00 (+4.74%) Homeowner's exemption	$1,328,346 (+5.99%)	$1,838,404 (-15.09%) Land $963,112 Building $875,292
2024	$19,695.00 (+1.46%)
2023	$19,412.00 (-1.87%) Homeowner's exemption	$1,253,311 (+3%)	$2,165,098 (+77.93%) Land $1,049,360 Building $1,115,738
2022	$19,782.00 Homeowner's exemption	$1,216,807 Land $75,468 Building $1,141,339	$1,216,807 Land $75,468 Building $1,141,339

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	705 units insured incl. 276 condo units
Nearby Flood Claims	2 (2024–2026)
Most Recent Claim	Mar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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