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3209 Cullowee Ln, Naples, FL 34114 Property Records

Collier County property record for 3209 Cullowee Ln, Naples, FL 34114

Property Summary

Property TypeSingle Family Home
Details2,965 sqft · built 2021
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$1,176,476 (Jun 2021)
Tax Bill$24,851 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jun 2021 Sale
Flood ZoneZone AE (high risk)
APN292550 C 96B24

Property Details

APN / Parcel Number

Primary APN292550 C 96B24
Alternative APN
  • 32431301524

Interior

Building Area2,965 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Construction TypeMasonry / Concrete Block
Lot Area14,810 sqft (0.34 acres)
Pool Area416 sqft
Deck Area1,299 sqft

Location & Zoning

Street Address3209 CULLOWEE LN
CityNAPLES
StateFL
Zip34114-9753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFIDDLERS CREEK, MARSH COVE, PHASE 1 BLOCK C LOT 9
Legal Range26
Legal Township51
Legal Section24
Legal SubdivisionFIDDLERS CREEK MARSH COVE PH1
Legal Phase1
Legal Tract292550
Legal BlockC
Legal Lot Number9
JurisdictionCOLLIER FL
Township / Civil DivisionEVERGLADES
Census Block Group3
Census Block3009
Census Tract11111

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3107 WHEATLAND FARMS CT, OAKTON, VA 22124-1941
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 22, 2021Special Warranty Deed, Transfer
FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2021 · Amount on Record
Deed SaleJun 22, 2021 · Amount on Record
Deed Document Number20216082776
Deed Book / Page5969 / 1194
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address3209 CULLOWEE LN, NAPLES, FL 34114-9753
Transaction TypeMortgage
Record UpdatedDec 30, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059931018
DateAug 5, 2021
Book Page5993/1018
Instrument6108027
Lender
NameROCKET MORTGAGE LLC
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.12%
Type Change DateSep 1, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.12%
IndexOther
Margin3
Max Rate7.12%

June 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCOLLIER FL
Recording DateJun 22, 2021
Property Address3209 CULLOWEE LN, NAPLES, FL 34114-9753
Document Number0059691194
Book / Page5969 / 1194
Map ReferenceMB 56 PG 7
Instrument DateJun 15, 2021
Instrument6082776
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$8,235.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1064 GREENWOOD BLVD # 24, 1064, LAKE MARY, FL 32746-5418

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3107 WHEATLAND FARMS CT, OAKTON, VA 22124-1941

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,604,972 (+0.46%) Land $758,127 Building $846,845$1,604,972 (-12.09%) Land $758,127 Building $846,845
2025$24,851.00 (+3.25%)$1,597,652 (+21%)$1,825,654 (-15.05%) Land $963,112 Building $862,542
2023$24,069.00 (+20.12%)$1,320,374 (+1%)$2,149,000 (+79.03%) Land $1,049,360 Building $1,099,640
2022$20,038.00$1,200,340 Land $75,468 Building $1,124,872$1,200,340 Land $75,468 Building $1,124,872

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 429 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies705 units insured
incl. 276 condo units
Nearby Flood Claims2 (2024–2026)
Most Recent ClaimMar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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