3213 Crestbrook Ct, Prospect, KY 40059 Property Records

Oldham County property record for 3213 Crestbrook Ct, Prospect, KY 40059

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,768 sqft · built 2002
Lot Size1.23 acres (53,578 sqft)
Owner2 Individual Names on File
Last Sale$795,000 (Oct 2023)
Tax Bill$9,831 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Oct 2023 Sale & Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN05-19-03-231

Property Details

APN / Parcel Number

Primary APN05-19-03-231
Alternative APNs
  • 65752
  • 71703

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area3,768 sqft Living Area
Basement Area2,201 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area53,578 sqft (1.23 acres)
Garage TypeAttached
Garage Area770 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number71703
Street Address3213 CRESTBROOK CT
CityPROSPECT
StateKY
Zip40059-8143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & 1.2298AC
Legal SubdivisionHILLCREST
Legal BlockSEC 3
Legal Lot Number231
JurisdictionOLDHAM KY
Township / Civil DivisionPEWEE VALLEY
Census Block Group3
Census Block3001
Census Tract30801

Owner

3213 Crestbrook Ct is owned and occupied by two individuals who bought it in October 2023.

Source: Oldham County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address3213 CRESTBROOK CT, PROSPECT, KY 40059-8143
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2026Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 18, 2023Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 29, 2022Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF KENTUCKY FCU
Apr 26, 2021Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF KENTUCKY FCU
Jan 21, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Jun 25, 2020Warranty Deed, Transfer · Conventional Mortgage
STATEWIDE MORTGAGE LLC
Jun 21, 2018Warranty Deed, Transfer
Jun 22, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2023 · Amount on File
Deed SaleOct 18, 2023 · Amount on File
Prior SaleJun 25, 2020 · Amount on File
Deed Document Number2023745085
Deed Book / Page1368 / 167
Prior Transfer DateJan 14, 2021
Prior Transfer DocD1275/382
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address3213 CRESTBROOK CT, PROSPECT, KY 40059-8143
Transaction TypeMortgage
Record UpdatedFeb 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3213 CRESTBROOK CT, PROSPECT, KY 40059-8143

Mortgage

Document Number0M2730/779
DateFeb 6, 2026
Book PageM2730/779
Instrument847327
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount on Record
Term313 Months
DueMar 1, 2052

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLDHAM KY
Recording DateOct 18, 2023
Property Address3213 CRESTBROOK CT, PROSPECT, KY 40059-8143
Document Number0D1368/167
Book / PageD1368 / 167
Map ReferenceMB 5 PG 121
Instrument DateOct 17, 2023
Instrument745085
Transaction TypeTransfer
Record UpdatedNov 15, 2023
Title CompanyACUITY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$795.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3213 CRESTBROOK CT, PROSPECT, KY 40059-8143

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3213 CRESTBROOK CT, PROSPECT, KY 40059-8143

Mortgage

Document Number0000745088
DateOct 18, 2023
Instrument745088
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address3213 CRESTBROOK CT, PROSPECT, KY 40059-8143
Transaction TypeMortgage
Record UpdatedDec 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M2609/365
DateNov 29, 2022
Book PageM2609/365
Instrument713901
Lender
NameUNIVERSITY OF KENTUCKY FCU
TypeCredit Union
AddressLEXINGTON, KY 40509
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueNov 28, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address3213 CRESTBROOK CT, PROSPECT, KY 40059-8143
Transaction TypeMortgage
Record UpdatedMay 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2511/239
DateApr 26, 2021
Book PageM2511/239
Instrument633255
Lender
NameUNIVERSITY OF KENTUCKY FCU
TypeCredit Union
AddressLEXINGTON, KY 40509
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOLDHAM KY
Recording DateJan 21, 2021
Property Address3213 CRESTBROOK CT, PROSPECT, KY 40059-8143
Document NumberD1275/382
Book / PageD1275 / 382
Map ReferenceMB 5 PG 121
Instrument DateDec 14, 2020
Instrument616489
Transaction TypeTransfer
Record UpdatedNov 16, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3213 CRESTBROOK CT, PROSPECT, KY 40059-8143

Mortgage

Document Number616491
DateJan 21, 2021
Instrument616491
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLDHAM KY
Recording DateJun 25, 2020
Property Address3213 CRESTBROOK CT, PROSPECT, KY 40059-8143
Document NumberD1251/248
Book / PageD1251 / 248
Map ReferenceMB 5 PG 121
Instrument DateJun 19, 2020
Instrument579940
Transaction TypeTransfer
Record UpdatedNov 16, 2021
Title CompanyEXECUTIVE TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3213 CRESTBROOK CT, 3213, PROSPECT, KY 40059-8143

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3213 CRESTBROOK CT, PROSPECT, KY 40059-8143

Mortgage

Document Number579941
DateJun 25, 2020
Instrument579941
Lender
NameSTATEWIDE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLDHAM KY
Recording DateJun 21, 2018
Property Address3213 CRESTBROOK CT, PROSPECT, KY 40059-8143
Document NumberD1194/0161
Book / PageD1194 / 0161
Map ReferenceMB5 PG121
Instrument DateJun 18, 2018
Instrument540253
Transaction TypeTransfer
Record UpdatedNov 16, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3213 CRESTBROOK CT, 3213, PROSPECT, KY 40059-8143

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address3213 CRESTBROOK CT, PROSPECT, KY 40059-8143

June 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOLDHAM KY
Recording DateJun 22, 2017
Property Address3213 CRESTBROOK CT, PROSPECT, KY 40059-8143
Document NumberD1164/175
Book / PageD1164 / 175
Map ReferenceMB5 PG121
Instrument DateJun 15, 2017
Instrument526395
Transaction TypeTransfer
Record UpdatedNov 16, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3213 CRESTBROOK CT, PROSPECT, KY 40059-8143

Mortgage

Document Number526396
DateJun 22, 2017
Instrument526396
Lender
NameBRANCH BANKING AND TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueJul 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3213 Crestbrook Ct was $9,831.

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyOldham County
Unified School DistrictOldham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,831.00$795,000 Land $90,000 Building $705,000$795,000 Land $90,000 Building $705,000
2023$7,277.00 (+0.58%)$585,000 (-) Land $90,000 Building $495,000$585,000 (-) Land $90,000 Building $495,000
2022$7,235.00$585,000 Land $90,000 Building $495,000$585,000 Land $90,000 Building $495,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3213 Crestbrook Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3213 Crestbrook Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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