Oldham County property record for 3209 Crestbrook Ct, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,325 sqft · built 2000 |
| Lot Size | 0.578 acres (25,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Jul 2011) |
| Tax Bill | $6,694 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-19-03-229 |
| Primary APN | 05-19-03-229 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,325 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 25,178 sqft (0.578 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 45786 |
|---|---|
| Street Address | 3209 CRESTBROOK CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-8143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .5780AC |
| Legal Block | SEC 3 |
| Legal Lot Number | 229 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30801 |
Source: Oldham County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3209 CRESTBROOK CT, PROSPECT, KY 40059-8143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2022 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| May 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BANK & TRUST CO |
| Apr 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2011 · Amount on Record |
| Deed Sale | Jul 13, 2011 · Amount on Record |
| Deed Document Number | 435631 |
| Deed Book / Page | D1001 / 572 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 3209 CRESTBROOK CT, PROSPECT, KY 40059-8143 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3209 CRESTBROOK CT, PROSPECT, KY 40059-8143 |
| Document Number | 00M2597/55 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | M2597/55 |
| Instrument | 701710 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40241 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 3209 CRESTBROOK CT, PROSPECT, KY 40059-8143 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2518/600 |
|---|---|
| Date | May 26, 2021 |
| Book Page | M2518/600 |
| Instrument | 638225 |
| Name | COMMONWEALTH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 3209 CRESTBROOK CT, PROSPECT, KY 40059-8143 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2018 |
| Name | Verified Name |
|---|
| Document Number | M2302/0411 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | M2302/0411 |
| Instrument | 538010 |
| Name | COMMONWEALTH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,694.00 (+9.68%) | $540,000 (+10.2%) Land $90,000 Building $450,000 | $540,000 (+10.2%) Land $90,000 Building $450,000 |
| 2023 | $6,103.00 | $490,000 Land $90,000 Building $400,000 | $490,000 Land $90,000 Building $400,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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