32109 Stearns Dr, Eustis, FL 32736 Property Records

Lake County property record for 32109 Stearns Dr, Eustis, FL 32736 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2024
Square Footage1,984 sqft Living Area
Lot Size249,531 sqft (5.72 acres)
GarageAttached, 936 sqft
OccupancyOwner Occupied
Tax Bill$3,151.00 (2024)

Property Details

APN / Parcel Number

Primary APN04-18-29-0100-000-10100
Alternative APNs
  • 291804010000010100
  • 1518199

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,984 sqft Living Area
Gross Area2,920 sqft Gross Area
1st Floor1,984 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2024
Architectural StyleMobile Home Style
Exterior MaterialBrick Exterior
Construction TypeFrame Construction
Roof ConstructionSawtooth Roof Construction
Roof MaterialAsphalt Roof
Lot Area249,531 sqft (5.72 acres)
Parking Spaces5 Parking Spaces
Garage TypeAttached Garage
Garage Area936 sqft Garage
Porch Area84 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number1518199
Street Address32109 STEARNS DR
CityEUSTIS
StateFL
Zip32736-8289
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFLORIDA HILLS LOTS 101 PB 13 PG 59 ORB 788 PG 2084 ORB 5205 PG 137
Legal Range29E
Legal Township18S
Legal Section4
Legal SubdivisionFLORIDA HILLS
Legal Tract0100
Legal Block2
Legal Lot Number101
JurisdictionLAKE FL
Minor Civil DivisionUMATILLA
Census Blockgroup2
Census Block2021
Census Tract30112

Owner

Source: Lake County records · APN 04-18-29-0100-000-10100

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address32109 STEARNS DR, EUSTIS, FL 32736-8289
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LOANS LLC
Nov 30, 2018Intrafamily Transfer, Transfer · Building or Construction Mortgage
THE FIRST NATIONAL BANK OF MOUNT DO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateNov 28, 2018
Transfer Doc0052050137
Record RefreshedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address32109 STEARNS DR, EUSTIS, FL 32736-8289
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address32109 STEARNS DR, EUSTIS, FL 32736-8289
InvestorPossibly a Property Investor

Mortgage

Document Number0056882248
DateApr 15, 2021
Book Page5688/2248
Instrument2021052243
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

November 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateNov 30, 2018
Property Address32109 STEARNS DR, EUSTIS, FL 32736-8289
Document Number0052050137
Book / Page5205 / 0137
Map ReferenceMB 13 PG 59
Instrument DateNov 28, 2018
Instrument2018138913
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address32109 STEARNS DR, EUSTIS, FL 32736-8289

Mortgage

Document Number2018138914
DateNov 30, 2018
Instrument2018138914
Lender
NameTHE FIRST NATIONAL BANK OF MOUNT DO
TypeBank
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$229,740 (+2.9%)$278,757 (-0.07%) Land $54,053 Building $224,704
2025$223,270 (+6.99%) Land $54,053 Building $169,217$278,953 (+3.12%) Land $54,053 Building $224,900
2024$3,151.00 (+10.33%)
2023$2,856.00 (+6.85%) Homeowner's exemption$208,680 (+3%)$270,523 (+4.25%) Land $54,053 Building $216,470
2022$2,673.00 Homeowner's exemption$202,610$259,499 Land $45,063 Building $214,436

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskHigh
above 72% of the US · above 54% of Florida
Wildfire LikelihoodAbout 1 in 267 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Stearns Dr

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