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32038 Stearns Dr, Eustis, FL 32736 Property Records

Lake County property record for 32038 Stearns Dr, Eustis, FL 32736 · Last verified July 2026

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,768 sqft Living Area
Lot Size109,099 sqft (2.5 acres)
OccupancyOwner Occupied
Last Sale$377,000 (2024)
Tax Bill$3,207.00 (2025)

Property Details

APN / Parcel Number

Primary APN04-18-29-0100-000-09700
Alternative APNs
  • 291804010000009700
  • 1518164

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,768 sqft Living Area
1st Floor1,768 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2023
Architectural StyleMobile Home Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof MaterialAsphalt Roof
Lot Area109,099 sqft (2.5 acres)
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area360 sqft Garage
Deck Area960 sqft Deck
Patio Area288 sqft Patio
Porch Area360 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number1518164
Street Address32038 STEARNS DR
CityEUSTIS
StateFL
Zip32736-9537
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionFLORIDA HILLS LOT 97 PB 13 PG 59 ORB 6302 PG 2235
Legal Range29E
Legal Township18S
Legal Section4
Legal SubdivisionFLORIDA HILLS
Legal Tract0100
Legal Block2
Legal Lot Number97
JurisdictionLAKE FL
Minor Civil DivisionUMATILLA
Census Blockgroup2
Census Block2021
Census Tract30112

Owner

Source: Lake County records · APN 04-18-29-0100-000-09700

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address32038 STEARNS DR, EUSTIS, FL 32736-9537
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 05, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NATIONS LENDING CORP
Mar 21, 2024Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NATIONS LENDING CORP
Dec 08, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FLAGSTAR BANK FSB
Oct 18, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SOUTHWEST STAGE FUNDING LLC
Jun 04, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FIDELITY BANK
Oct 04, 2017Deed of Trust, Mortgage · Conventional Mortgage
FLORIDA CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 21, 2024 · Amount on Record
Deed SaleMar 21, 2024 · Amount on Record
Prior SaleOct 18, 2022 · Amount on Record
Deed Doc Number202432529
Deed Book / Page6302 / 2235
Prior Transfer DateOct 13, 2022
Prior Transfer Doc0060391159
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address32038 STEARNS DR, EUSTIS, FL 32736-9537
Transaction TypeMortgage
Record UpdatedDec 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address32308 STEARNS DR, EUSTIS, FL 32736

Mortgage

Document Number0066431458
DateDec 05, 2025
Book Page6643/1458
Instrument2025148807
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2055

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMar 21, 2024
Property Address32038 STEARNS DR, EUSTIS, FL 32736-9537
Document Number0063022235
Book / Page6302 / 2235
Map ReferenceMB 13 PG 59
Instrument DateMar 18, 2024
Instrument2024032529
Transaction TypeTransfer
Record UpdatedApr 11, 2024
Title CompanyCLEAR TITLE, CLEAR TITLE SOLUTIONS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,639.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4206 WINFORD CIR, ORLANDO, FL 32839-7504

Transferred To (Grantee/Buyer)

NameVerified Name
Address32038 STEARNS DR, EUSTIS, FL 32736-9537

Mortgage

Document Number0063022236
DateMar 21, 2024
Instrument6302/2236
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address32038 STEARNS DR, EUSTIS, FL 32736-9537
Transaction TypeMortgage
Record UpdatedMay 18, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address32038 STEARNS DR, EUSTIS, FL 32736-9537
InvestorPossibly a Property Investor

Mortgage

Document Number0058521358
DateDec 08, 2021
Book Page5852/1358
Instrument2021169194
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2051

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateOct 18, 2022
Property Address32038 STEARNS DR, EUSTIS, FL 32736-9537
Document Number0060391159
Book / Page6039 / 1159
Map ReferenceMB 13 PG 59
Instrument DateOct 13, 2022
Instrument2022137154
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyA-Z TEAM TITLE LLC, A Z TEAM TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address32038 STEARNS DR, EUSTIS, FL 32736-9537

Transferred To (Grantee/Buyer)

NameVerified Name
Address32038 STEARNS DR, EUSTIS, FL 32736-9537

Mortgage

Document Number0060391161
DateOct 18, 2022
Instrument6039/1161
Lender
NameSOUTHWEST STAGE FUNDING LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJun 04, 2018
Property Address32038 STEARNS DR, EUSTIS, FL 32736-9537
Document Number0051192029
Book / Page5119 / 2029
Map ReferenceMB 13 PG 59
Instrument DateMay 31, 2018
Instrument2018064654
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyWATSON TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,232.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32038 STEARNS DR, EUSTIS, FL 32736-9537
InvestorPossibly a Property Investor

Mortgage

Document Number2018064655
DateJun 04, 2018
Instrument2018064655
Lender
NameFIDELITY BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2048

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address32038 STEARNS DR, EUSTIS, FL 32736-9537
Document Number0050111039
Book / Page005011 / 001039
Instrument DateOct 04, 2017
Transaction TypeMortgage
Record UpdatedOct 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address32038 STEARNS DR EUSTIS FL 327369537, EUSTIS, FL 32736-9537

Mortgage

Document Number0050111039
DateOct 11, 2017
Book Page005011/001039
Instrument108141
Lender
NameFLORIDA CU
TypeCredit Union
AddressGAINESVILLE, FL 32627
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 10, 2032

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$260,956 (+44.76%) Land $132,000 Building $128,956$260,956 (+44.76%) Land $132,000 Building $128,956
2025$3,207.00 (+19.49%)$180,268 (+1.98%) Land $51,150 Building $129,118$180,268 (+1.98%) Land $51,150 Building $129,118
2024$2,684.00 (+10.59%)
2023$2,427.00 (+33.65%) Homeowner's exemption$176,774 (+25.59%)$176,774 (+5.85%) Land $51,150 Building $125,624
2022$1,816.00 Homeowner's exemption$140,760$167,005 Land $42,625 Building $124,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire LikelihoodAbout 1 in 281 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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