3210 Countryside View Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3210 Countryside View Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,292 sqft · built 2001
Lot Size	0.217 acres (9,452 sqft)
Owner	2 Individual Names on File
Last Sale	$418,000 (Dec 2024)
Tax Bill	$1,710 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Dec 2022 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-26-30-0627-0001-1080`

Property Details

APN / Parcel Number

Primary APN	`26-26-30-0627-0001-1080`
Alternative APNs	`263026062700011080` `88146`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,292 sqft Living Area
Gross Area	3,099 sqft
1st Floor Area	2,292 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,452 sqft (0.217 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	387 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3210 COUNTRYSIDE VIEW DR
City	SAINT CLOUD
State	FL
Zip	34772-7050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	SAWGRASS UNIT 2 PB 11 PG 112-113 LOT 108
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	SAWGRASS UNIT 2
Legal Tract	627
Legal Block	1080
Legal Lot Number	108
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2000
Census Tract	43304

Owner

3210 Countryside View Dr is owned and occupied by two individuals who bought it in December 2024.

Source: Osceola County records, as of March 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3210 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2024	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Dec 13, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Apr 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage US DISTRICT COURT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2024 · Amount on File
Deed Sale	Dec 31, 2024 · Amount on File
Prior Sale	Aug 19, 2011 · Amount on File
Deed Document Number	2024164475
Deed Book / Page	6719 / 478
Prior Transfer Date	Jan 21, 2011
Prior Transfer Doc	0041041161
Record Updated	Sep 20, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 31, 2024
Property Address	3210 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Document Number	0067190478
Book / Page	6719 / 478
Map Reference	MB 11 PG 112&113
Instrument Date	Dec 26, 2024
Instrument	2024164475
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,926.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12701 LAKEBROOK DR, ORLANDO, FL 32828-8722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3210 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050

Mortgage

Document Number	2024164476
Date	Dec 31, 2024
Instrument	2024164476

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3210 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Transaction Type	Mortgage
Record Updated	Dec 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3210 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050

Mortgage

Document Number	0063282369
Date	Dec 13, 2022
Book Page	6328/2369
Instrument	2022178064

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.9%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3210 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Document Number	0053111074
Instrument Date	Apr 2, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3210 COUNTRYSIDE VIEW DR ST CLOUD FL 347727050, ST CLOUD, FL 34772-7050

Mortgage

Document Number	0053111074
Date	Apr 4, 2018
Book Page	005311/001074
Instrument	52889

Lender

Name	US DISTRICT COURT
Address	KISSIMMEE, FL 34741

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3210 Countryside View Dr was $1,710, down 17.7% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,710.00 (-17.67%)	$138,436	$374,900 Land $70,000 Building $304,900
2024	$2,077.00 (+3.03%)
2023	$2,016.00 (+4.13%) Homeowner's exemption	$154,084 (+3%)	$364,700 (+15.81%) Land $65,000 Building $299,700
2022	$1,936.00 Homeowner's exemption	$149,597	$314,900 Land $60,000 Building $254,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3210 Countryside View Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3210 Countryside View Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink.

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