3204 Countryside View Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3204 Countryside View Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,706 sqft · built 2001
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$203,000 (Jan 2016)
Tax Bill	$2,811 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88145`

Property Details

APN / Parcel Number

Primary APN	`88145`
Alternative APN	`262630062700011070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,706 sqft Heated Area
Gross Area	2,606 sqft
1st Floor Area	1,706 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,502 sqft (0.287 acres)
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	438 sqft
Fence	Fence
Shed	1 Shed
Shed Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	88145
Street Address	3204 COUNTRYSIDE VIEW DR
City	SAINT CLOUD
State	FL
Zip	34772-7050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	SAWGRASS UNIT 2 PB 11 PG 112-113 LOT 107
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	SAWGRASS UNIT 2
Legal Tract	627
Legal Block	1
Legal Lot Number	107
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2000
Census Tract	43304

Owner

3204 Countryside View Dr is owned and occupied by an individual who bought it in January 2016.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3204 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2018	Deed of Trust, Mortgage · FHA Mortgage RP FUNDING INC
Dec 14, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2016 · Amount on File
Deed Sale	Jan 4, 2016 · Amount on File
Prior Sale	Jan 22, 2010 · Amount on File
Deed Document Number	2016000179
Deed Book / Page	4893 / 2316
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3204 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053031490
Date	Mar 19, 2018
Book Page	5303/1490
Instrument	2018044413

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	MAITLAND, FL 32751

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3204 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058501949
Date	Dec 14, 2020
Book Page	5850/1949
Instrument	2020169319

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Aug 1, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3204 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Document Number	0055471713
Instrument Date	Jun 15, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3204 COUNTRYSIDE VIEW DR ST CLOUD FL 347727050, ST CLOUD, FL 34772-7050

Mortgage

Document Number	0055471713
Date	Jun 26, 2019
Book Page	005547/001713
Instrument	82362

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 25, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 3204 Countryside View Dr was $2,811 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,811.00 Homeowner's exemption	$199,949	$316,700 Land $70,000 Building $246,700
2023	$2,638.00 (+3.82%) Homeowner's exemption	$188,655 (+3%)	$307,200 (+15.19%) Land $65,000 Building $242,200
2022	$2,541.00 Homeowner's exemption	$183,161	$266,700 Land $60,000 Building $206,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3204 Countryside View Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3204 Countryside View Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink.

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