Kenton County property record for 3202 Caroline St, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,288 sqft · built 1919 |
| Lot Size | 0.041 acres (1,775 sqft) |
| Owner | Individual Name on File |
| Last Sale | $117,500 (May 2018) |
| Tax Bill | $1,656 (2025) |
| Deeds & Mortgages | May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-13-08-001.00 |
| Primary APN | 056-13-08-001.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,288 sqft Finished Area |
| Gross Area | 1,378 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 1,775 sqft (0.041 acres) |
| Lot Dimensions | 71 ft deep x 25 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3202 CAROLINE ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEHON PT LOTS 99-100-101 25'X 71 2,3' SEC 32ND & CAROLINE |
| Legal Subdivision | SEHON |
| Legal Phase | 1 |
| Legal Lot Number | 99,100 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 61400 |
3202 Caroline St is owned and occupied by an individual who bought it in May 2018.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3202 CAROLINE ST, COVINGTON, KY 41015-1125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2018 · Amount on File |
| Deed Sale | May 1, 2018 · Amount on File |
| Prior Sale | Jul 30, 2007 · Amount on File |
| Deed Document Number | 201805 01 059 00070 |
| Deed Book / Page | 6400 / 307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 1, 2018 |
| Property Address | 3202 CAROLINE ST, COVINGTON, KY 41015-1125 |
| Document Number | 0000000070 |
| Book / Page | 0C6400 / 000307 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 70 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2018 |
| Title Company | KY LAND TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3202 CAROLINE ST COVINGTON KY 410151125, COVINGTON, KY 41015-1125 |
| Document Number | 71 |
|---|---|
| Date | May 1, 2018 |
| Book Page | 0C6400/000313 |
| Instrument | 71 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 30, 2048 |
The 2025 property tax bill for 3202 Caroline St was $1,656.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,600 (+2.88%) Land $10,000 Building $118,600 | $128,600 (+2.88%) Land $10,000 Building $118,600 | |
| 2025 | $1,656.00 | $125,000 Land $5,000 Building $120,000 | $125,000 Land $5,000 Building $120,000 |
| 2023 | $1,665.00 | $125,000 Land $5,000 Building $120,000 | $125,000 Land $5,000 Building $120,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3202 Caroline St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3202 Caroline St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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