321 White Rd, Bowdoinham, ME 04008 Property Records

Sagadahoc County and Bowdoinham Town property record for 321 White Rd, Bowdoinham, ME 04008

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 3,026 sqft · built 1992
Lot Size	11.5 acres (503,118 sqft)
Owner	2 Individual Names on Record
Last Sale	$323,000 (Sep 2012)
Tax Bill	$8,526 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BOWN M:R06 L:028-B`

Property Details

APN / Parcel Number

Primary APN	`BOWN M:R06 L:028-B`
Alternative APNs	`M:R06 L:028=B` `1380`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	4 Stories
Building Area	3,026 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Contemporary
Lot Area	503,118 sqft (11.5 acres)

Location & Zoning

Account Number	1380
Street Address	321 WHITE RD
City	BOWDOINHAM
State	ME
Zip	04008-5426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	28-B
Jurisdiction	BOWDOINHAM ME
Township / Civil Division	BOWDOINHAM
Census Block Group	5
Census Block	5008
Census Tract	970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sagadahoc County and Bowdoinham Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 WHITE RD, BOWDOINHAM, ME 04008-5426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) LISBON COMMUNITY FEDERAL CREDIT UNION
Jul 30, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2012 · Amount on Record
Deed Sale	Sep 12, 2012 · Amount on Record
Deed Document Number	20127274
Deed Book / Page	3423 / 312
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	321 WHITE RD, BOWDOINHAM, ME 04008-5426
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000921
Date	Feb 27, 2024
Instrument	2024R-00921

Lender

Name	LISBON COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	321 WHITE RD, BOWDOINHAM, ME 04008-5426
Document Number	0000005590
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 WHITE RD BOWDOINHAM ME 040085426, BOWDOINHAM, ME 04008-5426

Mortgage

Document Number	0000005590
Date	Aug 11, 2020
Instrument	5590

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 10, 2040

Tax Assessment & Valuation

Source: Sagadahoc County and Bowdoinham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Bowdoinham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,526.00 (+5.29%)	$385,600 (-) Land $83,400 Building $302,200
2024	$8,098.00 (+7.7%)	$385,600 (-) Land $83,400 Building $302,200
2023	$7,519.00 (+29.39%)	$385,600 (+20.05%) Land $83,400 Building $302,200
2022	$5,811.00	$321,200 Land $69,500 Building $251,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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