311 White Rd, Bowdoinham, ME 04008 Property Records

Sagadahoc County and Bowdoinham Town property record for 311 White Rd, Bowdoinham, ME 04008

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1986
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,900 (Jul 2019)
Tax Bill	$4,380 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BOWN M:R06 L:026-A`

Property Details

APN / Parcel Number

Primary APN	`BOWN M:R06 L:026-A`
Alternative APNs	`M:R06 L:026=A` `547`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Level
Lot Area	45,302 sqft (1.04 acres)

Location & Zoning

Account Number	547
Street Address	311 WHITE RD
City	BOWDOINHAM
State	ME
Zip	04008-5426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WHITE ROAD BOWDOINHAM
Legal Lot Number	26-A
Jurisdiction	BOWDOINHAM ME
Township / Civil Division	BOWDOINHAM
Census Block Group	5
Census Block	5008
Census Tract	970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sagadahoc County and Bowdoinham Town records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	311 WHITE RD, BOWDOINHAM, ME 04008-5426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 28, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED STATES OF AMERICA
Jul 8, 2019	Warranty Deed, Transfer · FHA Mortgage CUSO HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Prior Sale	Jul 5, 2007 · Amount on Record
Deed Document Number	20194003
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	311 WHITE RD, BOWDOINHAM, ME 04008-5426
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005973
Date	Nov 27, 2023
Instrument	2023R-05973

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Dec 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWDOINHAM ME
Property Address	311 WHITE RD, BOWDOINHAM, ME 04008-5426
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010273
Date	Dec 28, 2020
Instrument	2020R-10273

Lender

Name	UNITED STATES OF AMERICA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOWDOINHAM ME
Recording Date	Jul 8, 2019
Property Address	311 WHITE RD, BOWDOINHAM, ME 04008-5426
Document Number	0000004003
Instrument Date	Jul 5, 2019
Instrument	4003
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	OTHER

Transaction

Tax	$938.15
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17 ANTIETAM ST #C BRUNSWICK ME 040112747, C, BRUNSWICK, ME 04011-2747

Mortgage

Document Number	4004
Date	Jul 8, 2019
Instrument	4004

Lender

Name	CUSO HM LNDG
Address	HAMPDEN, ME 04444

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2049

Tax Assessment & Valuation

Source: Sagadahoc County and Bowdoinham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Bowdoinham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,380.00 (+5.29%)	$198,100 (-) Land $49,200 Building $148,900
2024	$4,160.00 (+7.69%)	$198,100 (-) Land $49,200 Building $148,900
2023	$3,863.00 (+30.07%)	$198,100 (+20.65%) Land $49,200 Building $148,900
2022	$2,970.00	$164,200 Land $41,000 Building $123,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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