321 Westminster Dr, Guyton, GA 31312 Property Records

Effingham County property record for 321 Westminster Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,343 sqft · built 2010
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$364,900 (Apr 2023)
Tax Bill	$4,530 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0346B-019-000`

Property Details

APN / Parcel Number

Primary APN	`0346B-019-000`
Alternative APNs	`0063H019000` `0346B019` `6386`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,343 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	32,670 sqft (0.75 acres)
Garage Area	759 sqft
Porch	Slab
Porch Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6386
Street Address	321 WESTMINSTER DR
City	GUYTON
State	GA
Zip	31312-4793
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.75 AC LOT 19 (OUT 63-21A)
Legal Subdivision	ABBEY LANE
Legal Phase	1
Legal Block	I
Legal Lot Number	19
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2001
Census Tract	30208

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 WESTMINSTER CT, RINCON, GA 31326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2023 · Amount on Record
Deed Sale	Apr 27, 2023 · Amount on Record
Prior Sale	Jul 21, 2014 · Amount on Record
Deed Document Number	2023981
Deed Book / Page	2844 / 857
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 21, 2023
Property Address	321 WESTMINSTER DR, GUYTON, GA 31312-4793
Document Number	002844/857
Book / Page	2844 / 857
Instrument Date	Apr 21, 2023
Instrument	2023-000981
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 WESTMINSTER DR, GUYTON, GA 31312-4793

Mortgage

Document Number	2023003382
Date	Apr 21, 2023
Instrument	2023003382

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,442 (-3.59%) Land $22,800 Building $125,642	$371,105 (-3.59%) Land $57,000 Building $314,105
2025	$4,530.00 (+3.59%) Homeowner's exemption	$153,974 (+7.02%) Land $22,800 Building $131,174	$384,936 (+7.02%) Land $57,000 Building $327,936
2024	$4,373.00 (+91.38%) Homeowner's exemption	$143,869 (+7.77%) Land $22,800 Building $121,069	$359,673 (+7.77%) Land $57,000 Building $302,673
2023	$2,285.00 (-18.22%) Homeowner's exemption	$133,493 (+13.36%) Land $17,600 Building $115,893	$333,732 (+13.36%) Land $44,000 Building $289,732
2022	$2,794.00 Homeowner's exemption	$117,763 Land $14,800 Building $102,963	$294,408 Land $37,000 Building $257,408

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Westminster Dr

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