Montgomery County property record for 321 W Rutgers Loop, Montgomery, AL 36109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,542 sqft · built 1970 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $84,500 (Sep 2011) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01-11-1-002-029.000 |
| Primary APN | 10-01-11-1-002-029.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,542 sqft Living Area |
| 1st Floor Area | 1,542 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Slab |
| Porch Area | 295 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 227232 |
|---|---|
| Street Address | 321 W RUTGERS LOOP |
| City | MONTGOMERY |
| State | AL |
| Zip | 36109-3231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75-S |
| Legal Description | 1001111002029000 |
| Legal Range | 18E |
| Legal Township | 16N |
| Legal Section | 11 |
| Legal Subdivision | COLLEGE GROVE 1 |
| Legal Block | F |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY AL |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 2600 |
321 W Rutgers Loop is owned and occupied by two individuals who bought it in September 2011.
Source: Montgomery County records, as of October 7, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 W RUTGERS LOOP, MONTGOMERY, AL 36109-3231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2011 · Amount on File |
| Deed Sale | Sep 20, 2011 · Amount on File |
| Deed Book / Page | 4188 / 553 |
| Prior Transfer Date | Sep 8, 2011 |
| Prior Transfer Doc | 0041880553 |
| Record Updated | Jun 8, 2026 |
Source: Montgomery County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Montgomery County |
| Municipality | Montgomery City |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Senior Citizen's exemption | $15,070 Land $2,000 Building $13,070 | $150,700 Land $20,000 Building $130,700 |
| 2023 | Disabled Person's exemption | $14,000 Land $2,000 Building $12,000 | $140,000 Land $20,000 Building $120,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 321 W Rutgers Loop in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1979–2018) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 W Rutgers Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 10,000 / 10,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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