320 W Rutgers Loop, Montgomery, AL 36109 Property Records

Montgomery County property record for 320 W Rutgers Loop, Montgomery, AL 36109

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,000 sqft · built 1970
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on File
Last Sale	$139,500 (Mar 2021)
Tax Bill	$1,678 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-01-11-1-015-007.000`

Property Details

APN / Parcel Number

Primary APN	`10-01-11-1-015-007.000`
Alternative APNs	`0310011101015007000` `227497`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,000 sqft Living Area
1st Floor Area	2,000 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	424 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	227497
Street Address	320 W RUTGERS LOOP
City	MONTGOMERY
State	AL
Zip	36109-3232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75-S
Legal Description	1001111015007000
Legal Range	18E
Legal Township	16N
Legal Section	11
Legal Subdivision	COLLEGE GROVE 1
Legal Block	G
Legal Lot Number	15
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	4
Census Block	4012
Census Tract	2600

Owner

320 W Rutgers Loop is owned and occupied by an individual who bought it in March 2021.

Source: Montgomery County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	320 W RUTGERS LOOP, MONTGOMERY, AL 36109-3232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 17, 2020	Warranty Deed, Transfer · Commercial Mortgage DOMINION FINANCIAL SERVICES LLC
Apr 24, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2021 · Amount on File
Deed Sale	Mar 11, 2021 · Amount on File
Prior Sale	Jul 17, 2020 · Amount on File
Deed Book / Page	5557 / 96
Prior Transfer Date	Apr 20, 2018
Prior Transfer Doc	0050930035
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Mar 11, 2021
Property Address	320 W RUTGERS LOOP, MONTGOMERY, AL 36109-3232
Document Number	0055570096
Book / Page	5557 / 96
Map Reference	MB 22 PG 267
Instrument Date	Mar 2, 2021
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5321 WILD SUNFLOWER ST, 5321, NORTH LAS VEGAS, NV 89081-4038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 W RUTGERS LOOP, MONTGOMERY, AL 36109-3232

Mortgage

Document Number	0005557100
Date	Mar 11, 2021
Instrument	5557/100

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jul 17, 2020
Property Address	320 W RUTGERS LOOP, MONTGOMERY, AL 36109-3232
Document Number	0054130255
Book / Page	5413 / 255
Instrument Date	Jul 1, 2020
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	NATIONALLINK REO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	249 5TH AVE, 249, PITTSBURGH, PA 15222-2707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5321 WILD SUNFLOWER ST, NORTH LAS VEGAS, NV 89081-4038

Mortgage

Document Number	0054130261
Date	Jul 17, 2020
Book Page	5413/261

Lender

Name	DOMINION FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	8 Months
Due	Mar 15, 2021

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Apr 24, 2018
Property Address	320 W RUTGERS LOOP, MONTGOMERY, AL 36109-3232
Document Number	0050930035
Book / Page	005093 / 000035
Instrument Date	Apr 20, 2018
Transaction Type	Foreclosure
Record Updated	May 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$56.06
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3232 NEWMARK DR MIAMISBURG OH 453425421, MIAMISBURG, OH 45342-5421

Tax Assessment & Valuation

The 2026 property tax bill for 320 W Rutgers Loop was $1,678, up 7.4% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,678.00 (+7.36%)
2025	$1,563.00	$16,020 Land $2,000 Building $14,020	$160,200 Land $20,000 Building $140,200
2023	$1,466.00	$15,020 Land $2,000 Building $13,020	$150,200 Land $20,000 Building $130,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 W Rutgers Loop in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1979–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 W Rutgers Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	10,000 / 10,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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