321 W 2nd St, Flint, MI 48502 Property Records

Genesee County property record for 321 W 2nd St, Flint, MI 48502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,650 sqft · built 1917
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on Record
Last Sale	$196,000 (Oct 2025)
Tax Bill	$2,723 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-18-151-003`

Property Details

APN / Parcel Number

Primary APN	`41-18-151-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,650 sqft Living Area
Gross Area	2,634 sqft
1st Floor Area	1,465 sqft
Basement Area	1,269 sqft
Unfinished Basement	1,277 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Wood Siding
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	165 ft deep x 48 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	321 W 2ND ST
City	FLINT
State	MI
Zip	48502-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DE
Legal Description	STOCKTON'S WEST ADDITION WLY 21.6 FT OF LOT 5 AND ELY 26.4 FT OF LOT 7, BLK L
Legal Subdivision	STOCKTON'S WEST ADDITION
Legal Block	L
Legal Lot Number	5,7
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	1
Census Block	1079
Census Tract	2800

Owner

Source: Genesee County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	116 W 4TH ST, DAVISON, MI 48423-1302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage ICON MORTGAGE LENDING INC
Oct 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage ROCKET MORTGAGE LLC
Oct 29, 2025	Warranty Deed, Transfer · Conventional Mortgage PREMIER HOME AND FINANCE CO
Dec 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Prior Sale	Aug 29, 2024 · Amount on Record
Deed Document Number	202519782
Prior Transfer Date	Dec 7, 2018
Prior Transfer Doc	0000102794
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	321 W 2ND ST, FLINT, MI 48502-1204
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044521
Date	Aug 21, 2024
Instrument	202408210044521

Lender

Name	ICON MORTGAGE LENDING INC
Type	Mortgage Company
Address	FLINT, MI 48507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	321 W 2ND ST, FLINT, MI 48502-1204
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W 2ND ST, FLINT, MI 48502-1204

Mortgage

Document Number	0000068027
Date	Oct 20, 2022
Instrument	202210200068027

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 29, 2025
Property Address	321 W 2ND ST, FLINT, MI 48502-1204
Document Number	0000019782
Map Reference	LB 1 PG 4
Instrument Date	Oct 4, 2025
Instrument	202510290019782
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 W 2ND ST, FLINT, MI 48502-1204

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	116 W 4TH ST, DAVISON, MI 48423-1302

Mortgage

Document Number	0000019783
Date	Oct 29, 2025
Instrument	202510290019783

Lender

Name	PREMIER HOME AND FINANCE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 14, 2018
Property Address	321 W 2ND ST, FLINT, MI 48502-1204
Document Number	0000102794
Instrument Date	Dec 7, 2018
Instrument	102794
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 W 2ND ST FLINT MI 485021204, FLINT, MI 48502-1204

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,100 (+142.98%)	$218,200 (+142.98%)
2025	$2,723.00 (+48.8%) Homeowner's exemption	$44,900 (+30.9%)	$89,800 (+30.9%)
2024	$1,830.00
2023		$34,300	$68,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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