226 W 2nd St, Flint, MI 48502 Property Records

Genesee County property record for 226 W 2nd St, Flint, MI 48502

Property Summary

Property Type	Commercial
Details	15,867 sqft · built 1971
Lot Size	0.563 acres (24,524 sqft)
Owner	Company Name on File
Last Sale	$4,082,867 (Jun 2019)
Tax Bill	$64,063 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-18-111-005`

Property Details

APN / Parcel Number

Primary APN	`41-18-111-005`

Interior

Stories	1 Story
Building Area	15,867 sqft Total Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	24,524 sqft (0.563 acres)
Lot Dimensions	148 ft deep x 165 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	226 W 2ND ST
City	FLINT
State	MI
Zip	48502-1203
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	DE
Legal Description	VILLAGE OF FLINT LOTS 8 AND 10; ALSO SELY 16.5 FT OF LOT 6., BLK 63.
Legal Subdivision	VILLAGE OF FLINT
Legal Block	63
Legal Lot Number	6,8,10
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	1
Census Block	1077
Census Tract	2800

Owner

226 W 2nd St, a commercial property, is owned by a company that bought it in June 2019.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Company Name on File
Mailing Address	221 N ROBINSON AVE, N1950, OKLAHOMA CITY, OK 73102-7157
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK
Nov 22, 2017	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA
Apr 3, 2020	Loan Modification, Mortgage CENTENNIAL BK
Jun 18, 2019	Deed, Transfer · Commercial Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2019 · Amount on File
Deed Sale	Jun 18, 2019 · Amount on File
Deed Document Number	201944465
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	Jul 2, 2026
Property Address	226 W 2ND ST, FLINT, MI 48502-1203
Document Number	0000040319
Instrument Date	Jun 24, 2026
Instrument	202640319
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000040319,
Date	Jul 2, 2026
Instrument	202640319

Lender

Name	CENTENNIAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 30, 2031

Interest

Rate	6.53%
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	226 W 2ND ST, FLINT, MI 48502-1203
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072901
Date	Nov 22, 2017
Instrument	201711220072901

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	FLINT, MI 48502

Agreement

Amount	Amount on Record

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GENESEE MI
Property Address	226 W 2ND ST, FLINT, MI 48502-1203
Document Number	0000030219
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	211 N ROBINSON AVE #N1950 OKLAHOMA CITY OK 731027142, N1950, OKLAHOMA CITY, OK 73102-7142

Mortgage

Document Number	0000030219
Date	Apr 7, 2020
Instrument	30219

Lender

Name	CENTENNIAL BK
Type	Bank
Address	2901 E HIGHLAND DR, JONESBORO, AR 72401-6224

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 6, 2025

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 18, 2019
Property Address	226 W 2ND ST, FLINT, MI 48502-1203
Document Number	0000044465
Map Reference	VOL A PG 214&215
Instrument Date	May 29, 2019
Instrument	201906180044465
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,113.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 N ROBINSON AVE STE N1950, N1950, OKLAHOMA CITY, OK 73102-7142

Mortgage

Document Number	0000044466
Date	Jun 18, 2019
Instrument	201906180044466

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	18 Months
Due	Nov 30, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 226 W 2nd St was $64,063, down 3.5% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$864,900 (-1.64%)	$1,729,800 (-1.64%)
2025	$64,063.00 (-3.54%)	$879,300	$1,758,600
2024	$66,417.00
2023		$945,600	$1,891,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 226 W 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 226 W 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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