Merced County property record for 321 W 23rd St, Merced, CA 95340 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,808 sqft · built 1936 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,900 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone AO (high risk) |
| APN | 030-192-005-000 |
| Primary APN | 030-192-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,808 sqft Living Area |
| Gross Area | 2,168 sqft |
| 1st Floor Area | 1,808 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Other |
| Construction Type | Tilt-Up Concrete |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Evaporative |
|---|---|
| Heating System | Floor/Wall Furnace |
| Old Parcel Number | 030192005 |
|---|---|
| Street Address | 321 W 23RD ST |
| City | MERCED |
| State | CA |
| Zip | 95340-3830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MERCED LOT 14 BLK 50 |
| Legal Subdivision | MERCED |
| Legal Block | 50 |
| Legal Lot Number | 14 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1302 |
Source: Merced County records · APN 030-192-005-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 W 23RD ST, MERCED, CA 95340-3830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Line of Credit TRAVIS CREDIT UNION |
| Jan 18, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage COMMUNITY MORTGAGE FUNDING LLC |
| Jan 18, 2018 | Quit Claim Deed, Transfer STEWART TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Jan 18, 2018 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 14, 2026 |
| Property Address | 321 W 23RD ST, MERCED, CA 95340-3830 |
| Document Number | 0000009359 |
| Instrument Date | Apr 08, 2026 |
| Instrument | 20269359 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000009359, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 20269359 |
| Name | TRAVIS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 02, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.74% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jan 18, 2018 |
| Property Address | 321 W 23RD ST, MERCED, CA 95340-3830 |
| Document Number | 0000001369 |
| Map Reference | VOL 2 PG 12 |
| Instrument Date | Jan 09, 2018 |
| Instrument | 2018001369 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 W 23RD ST, MERCED, CA 95340-3830 |
| Document Number | 0000001370 |
|---|---|
| Date | Jan 18, 2018 |
| Instrument | 2018001370 |
| Name | COMMUNITY MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jan 18, 2018 |
| Property Address | 321 W 23RD ST, MERCED, CA 95340-3830 |
| Document Number | 0000001368 |
| Instrument Date | Jan 03, 2018 |
| Instrument | 1368 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 W 23RD ST MERCED CA 953403830, MERCED, CA 95340-3830 |
Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,900.00 (+7.22%) | $170,252 (+4.04%) Land $37,517 Building $132,735 |
| 2023 | $1,772.00 (+1.37%) | $163,643 Land $36,061 Building $127,582 |
| 2022 | $1,748.00 |
Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470013022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AO sheet flow 1–3 ft |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 58 individual NFIP policies nearby |
| Nearby Flood Policies | 58 in force 35 of 58 on primary residences |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998, tidal / storm surge, Severe Winter Storms And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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