Merced County property record for 304 W 23rd St, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,971 sqft · built 1940 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,783 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 030-193-007-000 |
| Primary APN | 030-193-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,971 sqft Living Area |
| Gross Area | 5,044 sqft |
| 1st Floor Area | 2,971 sqft |
| Basement Area | 630 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 15,000 sqft (0.344 acres) |
| Garage Type | Attached |
| Garage Area | 1,443 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 030-193-007 |
|---|---|
| Street Address | 304 W 23RD ST |
| City | MERCED |
| State | CA |
| Zip | 95340-3831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | MERCED LOT 1&2 BLK 76 |
| Legal Subdivision | MERCED |
| Legal Block | 76 |
| Legal Lot Number | 1,2 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1302 |
304 W 23rd St is owned and occupied by an individual who acquired it in June 2003.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 W 23RD ST, MERCED, CA 95340-3831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 23, 2003 |
| Transfer Doc | 0000040661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 304 W 23RD ST, MERCED, CA 95340-3831 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 304W 23RD STREET, MERCED, CA 95340-3831 |
| Document Number | 0000011742 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021011742 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 304 W 23rd St was $2,783 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $262,015 (+2%) Land $51,995 Building $210,020 | |
| 2025 | $2,783.00 Homeowner's exemption | $256,878 Land $50,976 Building $205,902 |
| 2023 | $2,592.00 (+1.41%) Homeowner's exemption | $246,905 Land $48,998 Building $197,907 |
| 2022 | $2,556.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 304 W 23rd St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 58 policies |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 304 W 23rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, Ayera Technologies, GeoLinks, T-Mobile, Verizon.
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