St. Louis County property record for 321 W 1st St, Duluth, MN 55802
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 16,500 sqft · built 1891 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,165,300 (Nov 2024) |
| Tax Bill | $16,742 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit Apr 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0940-00450 |
| Primary APN | 010-0940-00450 |
|---|---|
| Alternative APNs |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 16,500 sqft Gross Area |
| 1st Floor Area | 5,500 sqft |
| Basement Area | 5,500 sqft |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1891 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Deck Area | 40 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1175245 |
|---|---|
| Street Address | 321 W 1ST ST |
| City | DULUTH |
| State | MN |
| Zip | 55802-1625 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | C4 |
| Legal Description | LOT 59 SERIAL # |
| Legal Subdivision | DULUTH PROPER 1ST DIV WEST 1ST |
| Legal Lot Number | 59 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 1900 |
Source: St. Louis County records · APN 010-0940-00450
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1527 E 2ND ST, DULUTH, MN 55812-1747 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 04, 2024 | Deed of Trust, Mortgage · Line of Credit RETZLAFF PROPERTIES LLC |
| Apr 04, 2024 | Warranty Deed, Transfer · Commercial Mortgage NATIONAL BANK OF COMMERCE |
| Nov 09, 2018 | Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 26, 2024 · Amount on Record |
| Deed Sale | Nov 26, 2024 · Amount on Record |
| Prior Sale | Apr 04, 2024 · Amount on Record |
| Deed Document Number | 20241085325 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 321 W 1ST ST, DULUTH, MN 55802-1625 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001078202 |
|---|---|
| Date | Apr 04, 2024 |
| Instrument | 1078202 |
| Name | RETZLAFF PROPERTIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | DULUTH, MN 55807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Mar 29, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 04, 2024 |
| Property Address | 321 W 1ST ST, DULUTH, MN 55802-1625 |
| Document Number | 0001078200 |
| Instrument Date | Mar 29, 2024 |
| Instrument | 1078200 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2024 |
| Title Company | PIONEER TITLE TWIN PORTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,739.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5610 RALEIGH ST, DULUTH, MN 55807-2388 |
| Document Number | 0001078201 |
|---|---|
| Date | Apr 04, 2024 |
| Instrument | 1078201 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 321 W 1ST ST, DULUTH, MN 55802-1625 |
| Document Number | 00T1005191 |
| Instrument Date | Nov 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 321 W 1ST ST DULUTH MN 558021625, DULUTH, MN 55802-1625 |
| Document Number | 00T1005191 |
|---|---|
| Date | Nov 21, 2018 |
| Instrument | T1005191 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,742.00 (+13.69%) | ||
| 2025 | $14,726.00 (-1.37%) | $1,048,700 (+27.95%) Land $138,700 Building $910,000 | $1,048,700 (+27.95%) Land $138,700 Building $910,000 |
| 2024 | $14,930.00 | $819,600 (-1.13%) Land $118,200 Building $701,400 | $819,600 (-1.13%) Land $118,200 Building $701,400 |
| 2022 | $829,000 Land $116,400 Building $712,600 | $829,000 Land $116,400 Building $712,600 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370019001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Duluth Commercial Historic District (additional Documentation) listed 2006 · 86 contributing resources · NRIS 06000455 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AirFiber, AT&T, Consolidated Communications.
Based on FCC filings for 357 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MN1690011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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