309 W 1st St, Duluth, MN 55802 Property Records

St. Louis County property record for 309 W 1st St, Duluth, MN 55802

Property Summary

Property Type	Charitable / Fraternal Organization
Details	12,600 sqft · built 1908
Lot Size	0.161 acres (7,023 sqft)
Owner	Company Name on Record
Last Sale	$3,000 (Jun 2022)
Tax Bill	$811 (2022)
Deeds & Mortgages	Jun 2022 Sale Jun 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-0940-00420`

Property Details

APN / Parcel Number

Primary APN	`010-0940-00420`
Alternative APNs	`1124584` `1158335`

Interior

Stories	3 Stories
Building Area	12,600 sqft Gross Area
1st Floor Area	4,200 sqft
Basement Area	4,200 sqft
Unfinished Basement	4,200 sqft
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1908
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Lot Area	7,023 sqft (0.161 acres)
Utility Building	2,800 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	1158335
Street Address	309 W 1ST ST
City	DULUTH
State	MN
Zip	55802-1611
Property Category	Commercial
Property Type	Commercial > Retail > Charitable / Fraternal Organization
Legal Description	LOT 53 SERIAL #
Legal Subdivision	DULUTH PROPER 1ST DIV WEST 1ST
Legal Lot Number	53
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1036
Census Tract	1900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Duluth Commercial Historic District (additional Documentation) listed 2006 · 86 contributing resources · NRIS 06000455

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	309 W 1ST ST, DULUTH, MN 55802-1611
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jun 20, 2019	Loan Modification, Mortgage · Line of Credit FRANDSEN BK&TR
Jun 20, 2019	Loan Modification, Mortgage FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2022 · Amount on Record
Deed Sale	Jun 8, 2022 · Amount on Record
Prior Sale	Feb 19, 2008 · Amount on Record
Deed Document Number	20221057452
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 8, 2022
Property Address	309 W 1ST ST, DULUTH, MN 55802-1611
Document Number	0001057452
Instrument Date	Jun 1, 2022
Instrument	1057452
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4505 W SUPERIOR ST, DULUTH, MN 55807-2728

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	309 W 1ST ST, DULUTH, MN 55802-1611
Document Number	00T1013683
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	309 W 1ST ST DULUTH MN 558021611, DULUTH, MN 55802-1611

Mortgage

Document Number	00T1013683
Date	Aug 13, 2019
Instrument	T1013683

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 12, 2024

Interest

Rate Type	Adjustable Rate

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	309 W 1ST ST, DULUTH, MN 55802-1611
Document Number	0001013683
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	309 W 1ST ST DULUTH MN 558021611, DULUTH, MN 55802-1611

Mortgage

Document Number	0001013683
Date	Aug 13, 2019
Instrument	1013683

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 12, 2024

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$888,900 (+5.99%) Land $138,600 Building $750,300	$888,900 (+5.99%) Land $138,600 Building $750,300
2024		$838,700 (+11.72%) Land $132,300 Building $706,400	$838,700 (+11.72%) Land $132,300 Building $706,400
2022	$811.00	$750,700 Land $126,000 Building $624,700	$750,700 Land $126,000 Building $624,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber, AT&T, Fidium Fiber.

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