321 Utah Ave, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 321 Utah Ave, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,472 sqft · built 1990
Lot Size0.069 acres (3,000 sqft)
Owner2 Trust Names on File
Last Sale$385,000 (Apr 2000)
Tax Bill$6,658 (2025)
Flood ZoneZone X (moderate risk)
APN061-071-030

Property Details

APN / Parcel Number

Primary APN061-071-030

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,472 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleTraditional
Exterior MaterialStucco
Construction TypeWood
Roof MaterialTile
Lot Area3,000 sqft (0.069 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address321 UTAH AVE
CityOCEANO
StateCA
Zip93445-9715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF
Legal DescriptionOCNO BCH SUB 2 BL 37 LT 23
Legal SubdivisionOCNO BCH SUB 2
Legal Block37
Legal Lot Number23
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2082
Census Tract12201

Owner

321 Utah Ave is held in a trust since April 2000.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address1922 JANELLE CT, GARDNERVILLE, NV 89410-2311
Owner TypeCompany
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2000 · Amount on File
Deed SaleApr 20, 2000 · Amount on File
Deed Document Number200021266
Prior Transfer DateNov 24, 1993
Prior Transfer Doc0000011963
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 321 Utah Ave was $6,658.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$603,548 (+2%) Land $203,791 Building $399,757
2025$6,658.00$591,715 Land $199,796 Building $391,919
2023$6,365.00 (+1.47%)$568,740 Land $192,039 Building $376,701
2022$6,273.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 321 Utah Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 33 individual policies
Nearby Flood Policies89 units insured
incl. 56 condo units
Nearby Flood Claims2 (2010)
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Utah Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

Nearby Properties on Utah Ave

Nearby Streets

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