300 Utah Ave, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 300 Utah Ave, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 880 sqft · built 1965
Lot Size	0.069 acres (3,000 sqft)
Owner	2 Trust Names on File
Last Sale	$1,200,000 (Oct 2025)
Tax Bill	$14,840 (2025)
Deeds & Mortgages	Oct 2025 Foreclosure Jul 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`061-072-027`

Property Details

APN / Parcel Number

Primary APN	`061-072-027`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	880 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Wood
Lot Area	3,000 sqft (0.069 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	300 UTAH AVE
City	OCEANO
State	CA
Zip	93445-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	OCEANO BCH SUB 2 BL 36 LT 13
Legal Subdivision	OCEANO BCH SUB 2
Legal Block	36
Legal Lot Number	13
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2081
Census Tract	12201

Owner

300 Utah Ave is held in a trust since October 2025.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	601 OFFICE CENTER DR, 100, FORT WASHINGTON, PA 19034-3275
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Trustee's Deed, Foreclosure ACCOMODATION, ACCOMMODATION
Jul 26, 2022	Grant Deed, Transfer · Conventional Mortgage ARC HOME LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on File
Deed Sale	Oct 2, 2025 · Amount on File
Prior Sale	Jul 26, 2022 · Amount on File
Deed Document Number	202529054
Prior Transfer Date	Oct 1, 2025
Prior Transfer Doc	0000029054
Record Updated	Oct 29, 2026

October 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 2, 2025
Property Address	300 UTAH AVE, OCEANO, CA 93445-9716
Document Number	0000029054
Map Reference	MB A PG 150
Instrument Date	Oct 1, 2025
Instrument	2025029054
Transaction Type	Foreclosure
Record Updated	Oct 21, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 26, 2022
Property Address	300 UTAH AVE, OCEANO, CA 93445-9716
Document Number	0000030742
Map Reference	MB A PG 150
Instrument Date	Jun 7, 2022
Instrument	2022030742
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	300 UTAH AVE, OCEANO, CA 93445-9716

Mortgage

Document Number	0000030743
Date	Jul 26, 2022
Instrument	2022030743

Lender

Name	ARC HOME LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 300 Utah Ave was $14,840.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,360,000 (+0.17%) Land $1,050,000 Building $310,000
2025	$14,840.00	$1,357,722 Land $1,092,420 Building $265,302
2023	$14,198.00 (+906.24%)	$1,305,000 Land $1,050,000 Building $255,000
2022	$1,411.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 300 Utah Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 individual policies
Nearby Flood Policies	89 units insured incl. 56 condo units
Nearby Flood Claims	2 (2010)
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 300 Utah Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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