321 Upper St, Kerrville, TX 78028 Property Records

Kerr County property record for 321 Upper St, Kerrville, TX 78028

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,438 sqft
Lot Size0.128 acres (5,594 sqft)
Owner2 Individual Names on File
Tax Bill$1,774 (2026)
Flood ZoneZone X (minimal risk)
APN6700-0290-007000

Property Details

APN / Parcel Number

Primary APN6700-0290-007000
Alternative APN
  • 40079

Interior

Full Baths1 Bath
Building Area1,438 sqft Living Area
Gross Area2,152 sqft
1st Floor Area1,438 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,594 sqft (0.128 acres)
Lot Width50 ft Width
Garage TypeCarport
Garage Area270 sqft
CarportCarport
Carport Area270 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area48 sqft
Pole Barn168 sqft

Location & Zoning

Account Number6700-0290-007000
Street Address321 UPPER ST
CityKERRVILLE
StateTX
Zip78028-3148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWALLACE BLK 29 LOT 7
Legal SubdivisionWALLACE
Legal Block29
Legal Lot Number7
JurisdictionKERR TX
Township / Civil DivisionKERRVILLE
Census Block Group2
Census Block2020
Census Tract960500

Owner

321 Upper St, a single family home, is owned by two individuals.

Source: Kerr County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address124 GREEN OAK DR, KERRVILLE, TX 78028-9122
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 321 Upper St was $1,774, up 17% from the year before.

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateTexas
CountyKerr County
MunicipalityKerrville City
Unified School DistrictKerrville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,774.00 (+17.02%)$97,928 (-) Land $22,950 Building $74,978$97,928 (-) Land $22,950 Building $74,978
2025$1,516.00 (+117.19%)$97,928 Land $22,950 Building $74,978$97,928 Land $22,950 Building $74,978
2024$698.00 (-46.14%)
2023$1,296.00$69,792 Land $1,530 Building $68,262$69,792 Land $1,530 Building $68,262

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Upper St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 4, 2022

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Upper St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KERRVILLE
serves 30,530 people · EPA ID TX1330001
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2024
Treatment and ProcedureColiform assessment
Aug 2016
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
VTX Communications
Fixed Wireless
940 / 940
Hill Country Telecommunications
Fixed Wireless · Fiber in parts of the area
300 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on Upper St

Nearby Streets

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