Kerr County property record for 320 Upper St, Kerrville, TX 78028
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 400 sqft |
| Lot Size | 0.125 acres (5,451 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $734 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 6700-0040-110000 |
| Primary APN | 6700-0040-110000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 400 sqft Living Area |
| Gross Area | 1,008 sqft |
| 1st Floor Area | 400 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Roof Type | Gable |
|---|---|
| Lot Area | 5,451 sqft (0.125 acres) |
| Lot Width | 51 ft Width |
| Porch | Slab |
| Porch Area | 60 sqft |
| Pole Barn | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 6700-0040-110000 |
|---|---|
| Street Address | 320 UPPER ST |
| City | KERRVILLE |
| State | TX |
| Zip | 78028-3148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WALLACE BLK D LOT 110 |
| Legal Subdivision | WALLACE |
| Legal Block | D |
| Legal Lot Number | 110 |
| Jurisdiction | KERR TX |
| Township / Civil Division | KERRVILLE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 960500 |
320 Upper St, a single family home, is owned by two individuals.
Source: Kerr County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 302 UPPER ST, KERRVILLE, TX 78028-3149 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 320 Upper St was $734, up 20.1% from the year before.
Source: Kerr County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Kerr County |
| Municipality | Kerrville City |
| Unified School District | Kerrville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $734.00 (+20.13%) | $40,522 (-22.9%) | $52,559 (-) Land $23,409 Building $29,150 |
| 2025 | $611.00 (+117.44%) | $52,559 Land $23,409 Building $29,150 | $52,559 Land $23,409 Building $29,150 |
| 2024 | $281.00 (-46.17%) | ||
| 2023 | $522.00 | $28,140 Land $1,561 Building $26,579 | $28,140 Land $1,561 Building $26,579 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Upper St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 320 Upper St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KERRVILLE serves 30,530 people · EPA ID TX1330001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2016 |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 940 / 940 |
| Hill Country Telecommunications Fixed Wireless · Fiber in parts of the area | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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