321 Terrace Dr, Cave Junction, OR 97523 Property Records

Josephine County property record for 321 Terrace Dr, Cave Junction, OR 97523 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,044 sqft · built 1975
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Mar 2022)
Tax Bill	$1,358 (2025)
Deeds & Mortgages	Mar 2022 Sale Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39-08-21-AA-001004`

Property Details

APN / Parcel Number

Primary APN	`39-08-21-AA-001004`
Alternative APNs	`390821AA00100400` `R329790`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,044 sqft Living Area
Gross Area	1,356 sqft
1st Floor Area	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Roof Material	Wood Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Deck Area	35 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R329790
Street Address	321 TERRACE DR
City	CAVE JUNCTION
State	OR
Zip	97523-0228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOURLEY SUB. NO. 1, LOT 4, ACRES 0.18
Legal Range	08W
Legal Township	39S
Legal Section	21
Legal Subdivision	GOURLEY SUB NO 1
Legal Lot Number	4
Jurisdiction	JOSEPHINE OR
Township / Civil Division	CAVE JUNCTION
Census Block Group	2
Census Block	2023
Census Tract	361601

Owner

Source: Josephine County records · APN 39-08-21-AA-001004

Assessment roll updated October 29, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5452 JEROME PRAIRIE RD, GRANTS PASS, OR 97527-7508
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Feb 22, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
May 29, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Sale	May 29, 2019 · Amount on Record
Deed Document Number	20224484
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Mar 29, 2022
Property Address	321 TERRACE DR, CAVE JUNCTION, OR 97523-0228
Document Number	0000004484
Instrument Date	Mar 28, 2022
Instrument	2022-004484
Transaction Type	Transfer
Record Updated	Apr 04, 2022
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5452 JEROME PRAIRIE RD, GRANTS PASS, OR 97527-7508

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	321 TERRACE DR, CAVE JUNCTION, OR 97523-0228
Document Number	0000003466
Instrument Date	Feb 22, 2020
Transaction Type	Mortgage
Record Updated	Apr 07, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 TERRACE DR CAVE JUNCTION OR 975230228, CAVE JUNCTION, OR 97523-0228

Mortgage

Document Number	0000003466
Date	Mar 11, 2020
Instrument	3466

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	May 29, 2019
Property Address	321 TERRACE DR, CAVE JUNCTION, OR 97523-0228
Document Number	0000006216
Instrument Date	May 28, 2019
Instrument	6216
Transaction Type	Transfer
Record Updated	Jun 07, 2019
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 ADDISON LN CAVE JUNCTION OR 975239377, CAVE JUNCTION, OR 97523-9377

Mortgage

Document Number	6217
Date	May 29, 2019
Instrument	6217

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

Tax Assessment & Valuation

Source: Josephine County records · Assessment roll updated October 29, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Municipality	Cave Junction City
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,358.00 (+2.96%)	$114,090 (+3%)	$197,220 (+12.51%) Land $38,180 Building $159,040
2024	$1,319.00 (+12.35%)	$110,770 (+2.99%)	$175,290 (-6.67%) Land $36,740 Building $138,550
2023	$1,174.00 (+0.51%)	$107,550 (+3%)	$187,810 (+4.51%) Land $45,120 Building $142,690
2022	$1,168.00	$104,420	$179,700 Land $36,230 Building $143,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Josephine County (41033C), updated May 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 83% of the US · above 53% of Oregon
Wildfire Likelihood	About 1 in 200 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

321 Terrace Dr, Cave Junction, OR 97523 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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