316 Terrace Dr, Cave Junction, OR 97523 Property Records

Josephine County property record for 316 Terrace Dr, Cave Junction, OR 97523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,098 sqft · built 1976
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Oct 2023)
Tax Bill	$1,690 (2025)
Deeds & Mortgages	Jul 2026 Sale Oct 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-08-21-AA-001013`

Property Details

APN / Parcel Number

Primary APN	`39-08-21-AA-001013`
Alternative APNs	`390821AA00101300` `R329799`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,098 sqft Living Area
Gross Area	1,610 sqft
1st Floor Area	1,098 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	4 Parking Spaces
Deck Area	200 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	R329799
Street Address	316 TERRACE DR
City	CAVE JUNCTION
State	OR
Zip	97523-0228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	GOURLEY SUB. NO. 1, LOT 13, ACRES 0.20
Legal Range	08W
Legal Township	39S
Legal Section	21
Legal Subdivision	GOURLEY SUB NO 1
Legal Lot Number	13
Jurisdiction	JOSEPHINE OR
Township / Civil Division	CAVE JUNCTION
Census Block Group	2
Census Block	2023
Census Tract	361601

Owner

Source: Josephine County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	316 TERRACE DR, CAVE JUNCTION, OR 97523-0228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Bargain and Sale Deed, Transfer NONE LISTED ON DOCUMENT
Oct 20, 2023	Warranty Deed, Transfer FIRST AMERICAN
Oct 5, 2020	Warranty Deed, Transfer TICOR TITLE COMPANY/OREGON, TICOR TITLE CO/OREGON
Dec 11, 2017	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Prior Sale	Oct 5, 2020 · Amount on Record
Deed Document Number	20239760
Record Updated	Sep 20, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Jul 30, 2026
Property Address	316 TERRACE DR, CAVE JUNCTION, OR 97523-0228
Document Number	0000007284
Instrument Date	Jul 30, 2026
Instrument	20267284
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	316 TERRACE DR, CAVE JUNCTION, OR 97523-0228

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Oct 20, 2023
Property Address	316 TERRACE DR, CAVE JUNCTION, OR 97523-0228
Document Number	0000009760
Map Reference	VOL 7 PG 32
Instrument Date	Oct 20, 2023
Instrument	2023-009760
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 TERRACE DR, CAVE JUNCTION, OR 97523-0228

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Oct 5, 2020
Property Address	316 TERRACE DR, CAVE JUNCTION, OR 97523-0228
Document Number	0000015002
Instrument Date	Sep 29, 2020
Instrument	15002
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	TICOR TITLE COMPANY/OREGON, TICOR TITLE CO/OREGON

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	316 TERRACE DR CAVE JUNCTION OR 975230228, CAVE JUNCTION, OR 97523-0228

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Dec 11, 2017
Property Address	316 TERRACE DR, CAVE JUNCTION, OR 97523-0228
Document Number	0000017282
Map Reference	VOL7 PG32
Instrument Date	Dec 6, 2017
Instrument	2017-017282
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 724, CAVE JUNCTION, OR 97523-0724

Mortgage

Document Number	0000017283
Date	Dec 11, 2017
Instrument	2017-017283

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Josephine County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Municipality	Cave Junction City
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,690.00 (+2.99%)	$141,940 (+3%)	$226,790 (+13.49%) Land $39,470 Building $187,320
2024	$1,641.00 (+12.32%)	$137,810 (+3%)	$199,840 (-5.19%) Land $37,980 Building $161,860
2023	$1,461.00 (+0.55%)	$133,800 (+2.99%)	$210,780 (+4.19%) Land $45,120 Building $165,660
2022	$1,453.00	$129,910	$202,310 Land $36,230 Building $166,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 53% of Oregon
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAVE JUNCTION serves 2,160 people · EPA ID OR4100971
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: AT&T, Hunter Communications, Ziply Fiber.

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