321 SW James St, Willamina, OR 97396 Property Records

Polk County property record for 321 SW James St, Willamina, OR 97396

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,296 sqft · built 2007
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$299,900 (Nov 2025)
Tax Bill	$2,270 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jun 2019 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06701-DC-02202`

Property Details

APN / Parcel Number

Primary APN	`06701-DC-02202`
Alternative APN	`569883`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Building Area	1,296 sqft Living Area
Gross Area	1,696 sqft
1st Floor Area	1,296 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Architectural Style	Mobile Home
Exterior Material	Concrete Block
Lot Area	5,000 sqft (0.115 acres)
Garage Area	400 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	569883
Street Address	321 SW JAMES ST
City	WILLAMINA
State	OR
Zip	97396-2809
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-3
Legal Description	POLK ADDITION LOT 4 BLOCK 2
Legal Range	7W
Legal Township	06S
Legal Section	01
Legal Subdivision	POLK ADDITION
Legal Block	2
Legal Lot Number	4
Jurisdiction	POLK OR
Township / Civil Division	WILLAMINA
Census Block Group	1
Census Block	1065
Census Tract	20400

Owner

321 SW James St, a mobile home, is owned and occupied by an individual who bought it in November 2025.

Source: Polk County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	321 SW JAMES ST, WILLAMINA, OR 97396-2809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
Jun 14, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREMONT INVS & LN
Oct 26, 2018	Grant Deed, Transfer OTHER
Oct 15, 2018	Trustee's Deed, Foreclosure
Jul 6, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2025 · Amount on File
Deed Sale	Nov 19, 2025 · Amount on File
Prior Sale	Jun 14, 2019 · Amount on File
Deed Document Number	20258856
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Nov 19, 2025
Property Address	321 SW JAMES ST, WILLAMINA, OR 97396-2809
Document Number	0000008856
Instrument Date	Nov 13, 2025
Instrument	2025-008856
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 SW JAMES ST, WILLAMINA, OR 97396-2809

Mortgage

Document Number	0000008857
Date	Nov 19, 2025
Instrument	2025-008857

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Jun 14, 2019
Property Address	321 SW JAMES ST, WILLAMINA, OR 97396-2809
Document Number	0000006176
Map Reference	VOL 2 PG 7
Instrument Date	Jun 10, 2019
Instrument	2019-006176
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	321 SW JAMES ST, WILLAMINA, OR 97396-2809

Mortgage

Document Number	0000006177
Date	Jun 14, 2019
Instrument	2019-006177

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	321 SW JAMES ST, WILLAMINA, OR 97396-2809
Document Number	0000012867
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 15, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3138 N 1250 W PLEASANT VIEW UT 844141665, PLEASANT VIEW, UT 84414-1665
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012867
Date	Nov 2, 2018
Instrument	12867

Lender

Name	FREMONT INVS & LN
Type	Funding / Finance Company
Address	KAYSVILLE, UT 84037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK OR
Recording Date	Oct 26, 2018
Property Address	321 SW JAMES ST, WILLAMINA, OR 97396-2809
Document Number	0000012559
Instrument Date	Oct 18, 2018
Instrument	12559
Transaction Type	Transfer
Record Updated	Nov 8, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$95.45
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	321 SW JAMES ST WILLAMINA OR 973962809, WILLAMINA, OR 97396-2809
Investor	Possibly a Property Investor

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK OR
Recording Date	Oct 15, 2018
Property Address	321 SW JAMES ST, WILLAMINA, OR 97396-2809
Document Number	0000012045
Instrument Date	Oct 3, 2018
Instrument	12045
Transaction Type	Foreclosure
Record Updated	Oct 29, 2018

Transaction

Amount	Amount on Record
Tax	$101.20
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	9990 RICHMOND AVE #400 HOUSTON TX 770424546, 400, HOUSTON, TX 77042-4546
Investor	Possibly a Property Investor

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK OR
Recording Date	Jul 6, 2018
Property Address	321 SW JAMES ST, WILLAMINA, OR 97396-2809
Document Number	0000007884
Instrument Date	Dec 12, 2017
Instrument	7884
Transaction Type	Foreclosure
Record Updated	Jul 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$101.20
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	2112 BUSINESS CENTER DR IRVINE CA 926127135, IRVINE, CA 92612-7135
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 321 SW James St was $2,270, up 3.4% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Willamina City
Unified School District	Willamina School District 30J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,680 (+3%) Land $41,420 Building $105,260	$257,890 (-9.13%) Land $110,000 Building $147,890
2025	$2,270.00 (+3.42%)	$142,410 (+2.99%) Land $40,210 Building $102,200	$283,790 (+12.59%) Land $109,400 Building $174,390
2024	$2,195.00 (+7.02%)	$138,270 (+2.99%) Land $39,040 Building $99,230	$252,050 (-5.37%) Land $95,100 Building $156,950
2023	$2,051.00 (+3.48%)	$134,250 (+3%) Land $37,910 Building $96,340	$266,340 (+9.47%) Land $97,650 Building $168,690
2022	$1,982.00	$130,340 Land $36,810 Building $93,530	$243,310 Land $90,800 Building $152,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 SW James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 SW James St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILLAMINA serves 2,239 people · EPA ID OR4100953
Water Source	Surface water
Last State Inspection	Nov 2025
Also Mapped Here	GRAND RONDE COMMUNITY WTR ASSN
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber · Fixed Wireless in parts of the area	2,500 / 2,500
Astound Broadband Cable	1,500 / 50
CenturyLink Fiber	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on SW James St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures