321 Summer Haven Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 321 Summer Haven Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,189 sqft · built 1998
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jun 2021)
Tax Bill	$5,057 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A983000031`

Property Details

APN / Parcel Number

Primary APN	`A983000031`
Alternative APN	`3-157D-7709-00-0210.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,189 sqft Living Area
1st Floor Area	2,173 sqft
Basement Area	2,122 sqft
Finished Basement	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	60 sqft
Patio Area	386 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	A983000031
Old Parcel Number	A983000031
Street Address	321 SUMMER HAVEN CT
City	O FALLON
State	MO
Zip	63368-8090
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FIELDSTONE FARMS #1 LOT 210
Legal Range	03E
Legal Township	46N
Legal Subdivision	FIELDSTONE FARMS #1
Legal Lot Number	210
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	4
Census Block	4030
Census Tract	311151

Owner

Source: St. Charles County records · APN A983000031

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	321 SUMMER HAVEN CT, O FALLON, MO 63368-8090
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Prior Sale	Jun 04, 2008 · Amount on Record
Deed Document Number	0202154170
Deed Book / Page	2021 / 54170
Record Updated	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 28, 2021
Property Address	321 SUMMER HAVEN CT, O FALLON, MO 63368-8090
Document Number	0000054170
Map Reference	MB 34 PG 65
Instrument Date	Jun 16, 2021
Instrument	2021R-054170
Transaction Type	Transfer
Record Updated	Oct 04, 2022
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	411 HARMONY VILLA WAY, COTTLEVILLE, MO 63376-2975

Mortgage

Document Number	0000054171
Date	Jun 28, 2021
Instrument	2021R-054171

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,057.00 (+16.44%)	$79,443 (+4.12%)	$418,123 (+4.12%)
2023		$76,302 (+21.64%)
2022	$4,343.00	$62,727	$401,591 (+21.64%) Land $60,000 Building $341,591
2021			$330,140 Land $50,000 Building $280,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Gateway Fiber Holdings, Verizon, WH i3B Bidco LLC/WH i3B Topco.

Based on FCC filings for 321 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.