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320 Summer Haven Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 320 Summer Haven Ct, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,764 sqft · built 1997
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$296,900 (Apr 2020)
Tax Bill$5,509 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA983000021

Property Details

APN / Parcel Number

Primary APNA983000021
Alternative APN
  • 3-157D-7709-00-0200.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,764 sqft Living Area
Gross Area5,288 sqft
1st Floor Area2,764 sqft
Basement Area1,854 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area670 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area85 sqft
Patio Area70 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA983000021
Street Address320 SUMMER HAVEN CT
CityO FALLON
StateMO
Zip63368-8090
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE9
Legal DescriptionFIELDSTONE FARMS #1 LOT 200
Legal SubdivisionFIELDSTONE FARMS #1
Legal Lot Number200
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group4
Census Block4030
Census Tract311151

Owner

320 Summer Haven Ct is owned and occupied by two individuals who acquired it in October 2024.

Source: St. Charles County records, as of August 26, 2026

Owner of Record2 Individual Names on File
Mailing Address320 SUMMER HAVEN CT, O FALLON, MO 63368-8090
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2020 · Amount on File
Deed SaleApr 21, 2020 · Amount on File
Prior SaleNov 3, 2014 · Amount on File
Deed Document Number2020246340
Deed Book / Page7274 / 826
Last Transfer DateOct 24, 2024
Transfer Doc0000044396
Record UpdatedOct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateApr 21, 2020
Property Address320 SUMMER HAVEN CT, O FALLON, MO 63368-8090
Document Number0072740826
Book / Page007274 / 000826
Instrument DateApr 16, 2020
Instrument246340
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address320 SUMMER HAVEN CT O FALLON MO 633688090, O FALLON, MO 63368-8090

Mortgage

Document Number72740828
DateApr 21, 2020
Book Page007274/000828
Instrument246350
Lender
NameHOME LOAN EXPERT LLC
AddressSAINT LOUIS, MO 63144
Agreement
AmountAmount on Record
Term360 Months
DueApr 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 320 Summer Haven Ct was $5,509, up 6.6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$86,611 (-)$455,845 (-) Land $80,000 Building $375,845
2025$5,509.00 (+6.62%)$86,611$455,845 Land $80,000 Building $375,845
2024$5,167.00
2023$80,474
2022$423,550 Land $60,000 Building $363,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 Summer Haven Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Summer Haven Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Gateway Fiber, i3 Broadband, Verizon.

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