321 Stevens St, Monroe, NC 28112 Property Records

Union County property record for 321 Stevens St, Monroe, NC 28112 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1963
Square Footage	1,861 sqft Living Area
Lot Size	18,731 sqft (0.43 acres)
Occupancy	Owner Occupied
Last Sale	$142,000 (2016)
Tax Bill	$2,872.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-277-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,861 sqft Living Area
Gross Area	2,261 sqft Gross Area
1st Floor	1,861 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	18,731 sqft (0.43 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Porch Area	170 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	321 STEVENS ST
City	MONROE
State	NC
Zip	28112-5227
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	#143 & P/144 STEWART PARK SEC3 PB4PG179
Legal Subdivision	STEWART PARK
Legal Lot Number	143
Jurisdiction	UNION NC
Minor Civil Division	MONROE
Census Blockgroup	3
Census Block	3000
Census Tract	20501

Owner

Source: Union County records · APN 09-277-009

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	321 STEVENS ST, MONROE, NC 28112-5227
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 23, 2016 · Amount on Record
Deed Sale	Sep 23, 2016 · Amount on Record
Deed Doc Number	201629429
Deed Book / Page	6777 / 572
Last Transfer Date	Oct 06, 2021
Transfer Doc	8277748
Record Refreshed	Jun 08, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Oct 13, 2021
Property Address	321 STEVENS ST, MONROE, NC 28112-5227
Document Number	8277748
Book / Page	8277 / 748
Map Reference	MB 4 PG 179
Instrument Date	Oct 06, 2021
Instrument	48868
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 STEVENS ST, MONROE, NC 28112-5227

Mortgage

Document Number	48869
Date	Oct 13, 2021
Instrument	48869

Lender

Name	LATINO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 06, 2021
Min Rate At Change	0.2%
Max Rate At Change	0.6%
Max Rate	0.6%

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,872.00 (+33.52%)	$328,600 (+66.55%) Land $51,500 Building $277,100	$328,600 (+66.55%) Land $51,500 Building $277,100
2023	$2,151.00	$197,300 Land $13,700 Building $183,600	$197,300 Land $13,700 Building $183,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.