317 Stevens St, Monroe, NC 28112 Property Records

Union County property record for 317 Stevens St, Monroe, NC 28112

Property Summary

Property TypeRural Home
Details4 bd · 2 ba · 2,337 sqft · built 1962
Lot Size0.72 acres (31,363 sqft)
Owner2 Individual Names on Record
Last Sale$343,000 (Sep 2022)
Tax Bill$3,229 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-277-010

Property Details

APN / Parcel Number

Primary APN09-277-010

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,337 sqft Living Area
Gross Area3,005 sqft
1st Floor Area1,701 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area31,363 sqft (0.72 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area113 sqft
Deck Area260 sqft
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address317 STEVENS ST
CityMONROE
StateNC
Zip28112-5227
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-10 MONRO
Legal Description#142 & P/141 SEC2 STEWART PARK PB04 PG179
Legal SubdivisionSTEWART PARK
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group3
Census Block3000
Census Tract20501

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address317 STEVENS ST, MONROE, NC 28112-5227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2022 · Amount on Record
Deed SaleSep 23, 2022 · Amount on Record
Prior SaleJul 20, 2007 · Amount on Record
Deed Document Number202233272
Deed Book / Page8576 / 818
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateSep 23, 2022
Property Address317 STEVENS ST, MONROE, NC 28112-5227
Document Number0008576818
Book / Page8576 / 818
Map ReferencePL 4 PG 179
Instrument DateSep 23, 2022
Instrument33272
Transaction TypeTransfer
Record UpdatedOct 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$686.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4712 MANCHINEEL LN, 4712, MONROE, NC 28110-9198

Transferred To (Grantee/Buyer)

NameVerified Name
Address736 SHADYWOOD LN, HENDERSONVILLE, NC 28792-5873

Mortgage

Document Number0000033273
DateSep 23, 2022
Instrument33273
Lender
NameBEVERLY-HANKS MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$369,400 (-) Land $54,900 Building $314,500$369,400 (-) Land $54,900 Building $314,500
2025$3,229.00 (+41.25%)$369,400 (+76.16%) Land $54,900 Building $314,500$369,400 (+76.16%) Land $54,900 Building $314,500
2023$2,286.00$209,700 Land $16,100 Building $193,600$209,700 Land $16,100 Building $193,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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