321 Stevens St, Gastonia, NC 28054 Property Records

Gaston County property record for 321 Stevens St, Gastonia, NC 28054

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 2 ba · 704 sqft · built 1933
Lot Size	0.7 acres (30,492 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Oct 2023)
Tax Bill	$2,191 (2026)
Deeds & Mortgages	Oct 2023 Sale Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`112713`

Property Details

APN / Parcel Number

Primary APN	`112713`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	704 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Cottage
Exterior Material	Concrete Block
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	30,492 sqft (0.7 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	321 STEVENS ST
City	GASTONIA
State	NC
Zip	28054-5445
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R1
Legal Description	TEXTILES INC OSCEOLA MILL L 23A & 25B 01 080 002 00 000
Legal Subdivision	OSCEOLA PLANT ONE SUBDIVISION
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	3
Census Block	3009
Census Tract	32801

Owner

321 Stevens St, a residential property, is owned by a company that bought it in October 2023.

Source: Gaston County records, as of August 31, 2026

Owner of Record	Company Name on File
Mailing Address	12949 DAWN DR, CERRITOS, CA 90703-1201
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Jul 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FINANCE OF AMERICA COMMERCIAL
Jan 29, 2021	Warranty Deed, Transfer · Commercial Mortgage FINANCE OF AMERICA COMMERCIAL
Oct 29, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Feb 22, 2018	Warranty Deed, Transfer · Conventional Mortgage RECOVCO MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2023 · Amount on File
Deed Sale	Oct 26, 2023 · Amount on File
Prior Sale	Jan 29, 2021 · Amount on File
Deed Book / Page	5442 / 1145
Prior Transfer Date	Oct 4, 2016
Prior Transfer Doc	0048722201
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Oct 26, 2023
Property Address	321 STEVENS ST, GASTONIA, NC 28054-5445
Document Number	0054421145
Book / Page	5442 / 1145
Map Reference	MB 5 PG 23
Instrument Date	Oct 24, 2023
Transaction Type	Transfer
Record Updated	Dec 8, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2020 FIELDSTONE PKWY # PKWY900-26, PKWY900-26, FRANKLIN, TN 37069-4337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12949 DAWN DR, CERRITOS, CA 90703-1201

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jul 1, 2021
Property Address	321 STEVENS ST, GASTONIA, NC 28054-5445
Document Number	0052430409
Book / Page	5243 / 409
Map Reference	MB 5 PG 23
Instrument Date	Jul 1, 2021
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	393 NICHOL MILL LN STE 260, 260, FRANKLIN, TN 37067-0004

Mortgage

Document Number	5243412
Date	Jul 1, 2021
Instrument	5243/412

Lender

Name	FINANCE OF AMERICA COMMERCIAL
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jan 29, 2021
Property Address	321 STEVENS ST, GASTONIA, NC 28054-5445
Document Number	0051941794
Book / Page	5194 / 1794
Map Reference	MB 5 PG 23
Instrument Date	Jan 28, 2021
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	393 NICHOL MILL LN, 393, FRANKLIN, TN 37067-8324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	393 NICHOL MILL LN, FRANKLIN, TN 37067-8324

Mortgage

Document Number	51941797
Date	Jan 29, 2021
Instrument	5194/1797

Lender

Name	FINANCE OF AMERICA COMMERCIAL
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	19 Months
Due	Aug 1, 2022

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Oct 29, 2020
Property Address	321 STEVENS ST, GASTONIA, NC 28054-5445
Document Number	0051690061
Book / Page	005169 / 000061
Instrument Date	Oct 19, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$370.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	393 NICHOL MILL LN FRANKLIN TN 370678324, FRANKLIN, TN 37067-8324
Investor	Possibly a Property Investor

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Feb 22, 2018
Property Address	321 STEVENS ST, GASTONIA, NC 28054-5445
Document Number	0049620069
Book / Page	4962 / 0069
Map Reference	MB 5 PG 23
Instrument Date	Feb 22, 2018
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	BARRISTERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1703 NEWLAND RD, 1703, DENVER, NC 28037-8485

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 HUCKLEBERRY LN, MOUNT HOLLY, NC 28120-1599

Mortgage

Document Number	49620072
Date	Feb 22, 2018
Instrument	4962/0072

Lender

Name	RECOVCO MORTGAGE MANAGEMENT LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 321 Stevens St was $2,191.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,191.00	$205,030 (-) Land $14,880 Building $190,150
2025	$2,191.00	$205,030 Land $14,880 Building $190,150
2023	$2,214.00	$205,030 Land $14,880 Building $190,150
2021			$120,940 Land $11,480 Building $109,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Stevens St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Stevens St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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