314 Stevens St, Gastonia, NC 28054 Property Records

Gaston County property record for 314 Stevens St, Gastonia, NC 28054

Property Summary

Property Type	Vacant Land
Lot Size	0.189 acres (8,276 sqft)
Owner	Company Name on Record
Tax Bill	$162 (2023)
Deeds & Mortgages	Dec 2023 Second Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`308888`

Property Details

APN / Parcel Number

Primary APN	`308888`

Exterior

Lot Area	8,276 sqft (0.189 acres)

Location & Zoning

Street Address	314 STEVENS ST
City	GASTONIA
State	NC
Zip	28054-5460
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	TEXTILES INC OSCEOLA MILL LOT 2 PLAT BOOK 098 PAGE 127
Legal Lot Number	2
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	3
Census Block	3008

Owner

Source: Gaston County records, as of November 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9634 LOGAN CT, CHARLOTTE, NC 28210-7727
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
Dec 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage JGD CAPITAL LLC
Oct 11, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 11, 2023
Transfer Doc	0054391446
Record Updated	Jun 7, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	314 STEVENS ST, GASTONIA, NC 28054-5460
Transaction Type	Mortgage
Record Updated	Jan 29, 2024
Title Company	MOREHEAD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 STEVENS ST, GASTONIA, NC 28054-5460
Investor	Possibly a Property Investor

Mortgage

Document Number	0054522158
Date	Dec 28, 2023
Book Page	5452/2158

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	314 STEVENS ST, GASTONIA, NC 28054-5460
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054492395
Date	Dec 11, 2023
Book Page	5449/2395

Lender

Name	JGD CAPITAL LLC
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33301

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 11, 2024

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Oct 11, 2023
Property Address	314 STEVENS ST, GASTONIA, NC 28054-5460
Document Number	0054391446
Book / Page	5439 / 1446
Map Reference	MB 98 PG 127
Instrument Date	Oct 4, 2023
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9634 LOGAN CT, CHARLOTTE, NC 28210-7727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9634 LOGAN CT, CHARLOTTE, NC 28210-7727

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$162.00	$15,000 Land $15,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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