321 Spring Branch Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 321 Spring Branch Cir, Toccoa, GA 30577 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,088 sqft · built 1991
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Dec 2024)
Tax Bill	$4,162 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`064C 027`

Property Details

APN / Parcel Number

Primary APN	`064C 027`
Alternative APN	`273450`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,088 sqft Heated Area
Basement Area	696 sqft
Finished Basement	696 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Terrain	Gentle Slope

Exterior Amenities

Porch	Slab
Porch Area	246 sqft
Deck Area	211 sqft
Patio Area	350 sqft
Utility Building	96 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	273450
Street Address	321 SPRING BRANCH CIR
City	TOCCOA
State	GA
Zip	30577-7364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8E SEC 1 CURRAHEE POINT S/D
Legal Subdivision	CURRAHEE POINT
Legal Lot Number	8E
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	2
Census Block	2009
Census Tract	970201

Owner

Source: Stephens County records · APN 064C 027

Assessment roll updated March 12, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 SPRING BRANCH CIR, TOCCOA, GA 30577-7364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK
Oct 28, 2020	Grant Deed, Transfer · Conventional with PMI FIRST BK
Feb 11, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED CMNTY BK
Jun 01, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage OCONEE FED'L S&L ASSN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 2024 · Amount on Record
Deed Sale	Dec 19, 2024 · Amount on Record
Prior Sale	Jul 20, 2021 · Amount on Record
Deed Book / Page	1391 / 144
Prior Transfer Date	May 24, 2018
Prior Transfer Doc	0011510254
Record Updated	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 20, 2021
Property Address	321 SPRING BRANCH CIR, TOCCOA, GA 30577-7364
Document Number	0012600121
Book / Page	1260 / 121
Instrument Date	Jul 20, 2021
Instrument	2021-001050
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 BUENA VISTA DR, EASTANOLLEE, GA 30538-3128

Mortgage

Document Number	0012600000000123
Date	Jul 23, 2021
Book Page	0000001260/0000000123

Lender

Name	PINNACLE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Oct 28, 2020
Property Address	321 SPRING BRANCH CIR, TOCCOA, GA 30577-7364
Document Number	0012270001
Book / Page	001227 / 000001
Instrument Date	Oct 23, 2020
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 SPRING BRANCH CIR TOCCOA GA 305777364, TOCCOA, GA 30577-7364

Mortgage

Document Number	12270003
Date	Oct 28, 2020
Book Page	001227/000003

Lender

Name	FIRST BK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Feb 11, 2019
Property Address	321 SPRING BRANCH CIR, TOCCOA, GA 30577-7364
Document Number	0011700320
Book / Page	001170 / 000320
Instrument Date	Feb 08, 2019
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 SPRING BRANCH CIR TOCCOA GA 305777364, TOCCOA, GA 30577-7364

Mortgage

Document Number	11700321
Date	Feb 11, 2019
Book Page	001170/000321

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%

June 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 01, 2018
Property Address	321 SPRING BRANCH CIR, TOCCOA, GA 30577-7364
Document Number	0011510254
Book / Page	001151 / 000254
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 SPRING BRANCH CIR TOCCOA GA 305777364, TOCCOA, GA 30577-7364

Mortgage

Document Number	11510256
Date	Jun 01, 2018
Book Page	001151/000256

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	TOCCCOA, GA 30577

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2048

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,162.00 (+35.17%)	$151,634 (+43.81%) Land $33,419 Building $118,215	$379,086 (+43.81%) Land $83,548 Building $295,538
2023	$3,079.00 (+2.16%) Homeowner's exemption	$105,439 (+4.12%) Land $33,419 Building $72,020	$263,599 (+4.12%) Land $83,548 Building $180,051
2022	$3,014.00 Homeowner's exemption	$101,267 Land $33,419 Building $67,848	$253,167 Land $83,548 Building $169,619

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579702012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TruVista Communications	Fiber	5,000 / 5,000
Lintel	Cable	1,000 / 50
Uniti Group	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Spring Branch Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures