281 Spring Branch Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 281 Spring Branch Cir, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,724 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$840,000 (Jun 2023)
Tax Bill	$8,057 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`064C 023`

Property Details

APN / Parcel Number

Primary APN	`064C 023`
Alternative APN	`273250`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,724 sqft Heated Area
Basement Area	1,544 sqft
Finished Basement	1,180 sqft
Unfinished Basement	364 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	150 ft deep x 120 ft wide
Terrain	Gentle Slope
Garage Type	Carport
Carport	Carport
Carport Area	360 sqft

Exterior Amenities

Porch	Porch
Deck Area	120 sqft
Patio Area	480 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	273250
Old Parcel Number	064C 023
Street Address	281 SPRING BRANCH CIR
City	TOCCOA
State	GA
Zip	30577-7363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 8A SEC 1 CURRAHEE POINT S/D
Legal Subdivision	CURRAHEE POINT
Legal Lot Number	8A
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	2
Census Block	2009
Census Tract	970201

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1112 LOGANS RIDGE RD, CLEVELAND, GA 30528-3355
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE
Mar 31, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Aug 5, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Mar 31, 2021 · Amount on Record
Deed Document Number	0001332139
Deed Book / Page	1332 / 139
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 1, 2023
Property Address	281 SPRING BRANCH CIR, TOCCOA, GA 30577-7363
Document Number	0013320139
Book / Page	1332 / 139
Instrument Date	Jun 1, 2023
Instrument	2023-000623
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 LOGANS RIDGE RD, CLEVELAND, GA 30528-3355

Mortgage

Document Number	0000000776
Date	Jun 1, 2023
Instrument	000776

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 31, 2021
Property Address	281 SPRING BRANCH CIR, TOCCOA, GA 30577-7363
Document Number	0012460039
Book / Page	1246 / 39
Instrument Date	Mar 31, 2021
Instrument	2021-000431
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 SPRING BRANCH CIR, TOCCOA, GA 30577-7364

Mortgage

Document Number	0012460000000041
Date	Mar 31, 2021
Book Page	0000001246/0000000041

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 5, 2020
Property Address	281 SPRING BRANCH CIR, TOCCOA, GA 30577-7363
Document Number	0012180289
Book / Page	1218 / 289
Instrument Date	Aug 5, 2020
Instrument	2020-000836
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 RIDGEVIEW DR, LAVONIA, GA 30553-2649

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,057.00 (+38.94%)	$293,545 (+49.14%) Land $55,751 Building $237,794	$733,863 (+49.14%) Land $139,378 Building $594,485
2023	$5,799.00 (+5.65%) Homeowner's exemption	$196,821 (+6.73%) Land $55,751 Building $141,070	$492,052 (+6.73%) Land $139,378 Building $352,674
2022	$5,489.00 Homeowner's exemption	$184,407 Land $55,751 Building $128,656	$461,018 Land $139,378 Building $321,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
HTC Cable	1,000 / 50
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring Branch Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures