321 Silver Lake St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 321 Silver Lake St, Athol, MA 01331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,280 sqft · built 1999
Lot Size	0.453 acres (19,750 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (Jul 2005)
Tax Bill	$4,322 (2026)
Deeds & Mortgages	Mar 2023 Refinance
APN	`ATHO M:00009 B:00007 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00009 B:00007 L:00000`
Alternative APN	`259`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	3,136 sqft
1st Floor Area	2,174 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,750 sqft (0.453 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	259
Street Address	321 SILVER LAKE ST
City	ATHOL
State	MA
Zip	01331-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	7
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	2
Census Block	2027
Census Tract	703200

Owner

321 Silver Lake St is owned and occupied by an individual who bought it in July 2005.

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	321 SILVER LAKE ST, ATHOL, MA 01331-1207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2005 · Amount on File
Deed Sale	Jul 1, 2005 · Amount on File
Deed Document Number	2005106689
Deed Book / Page	36714 / 239
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	321 SILVER LAKE ST, ATHOL, MA 01331-1207
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068894-231
Date	Mar 7, 2023
Book Page	68894/231
Instrument	18456

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 321 Silver Lake St was $4,322, up 2.4% from the year before.

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,322.00 (+2.42%)	$341,100 (+2.74%) Land $54,100 Building $287,000	$287,090 (-)
2025	$4,220.00 (+6.38%)	$332,000 (+7.37%) Land $52,100 Building $279,900	$287,090 (+3.42%)
2024	$3,967.00 (+4.26%)	$309,200 (+14.1%) Land $52,100 Building $257,100	$277,590
2023	$3,805.00	$271,000 Land $37,700 Building $233,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 321 Silver Lake St.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Silver Lake St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Silver Lake St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures