295 Silver Lake St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 295 Silver Lake St, Athol, MA 01331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1935
Lot Size	0.34 acres (14,822 sqft)
Owner	2 Individual Names on File
Last Sale	$328,000 (May 2023)
Tax Bill	$3,995 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage
APN	`ATHO M:00009 B:00002 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00009 B:00002 L:00000`
Alternative APN	`256`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	4,142 sqft
Basement Area	910 sqft
Unfinished Basement	910 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,822 sqft (0.34 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	256
Street Address	295 SILVER LAKE ST
City	ATHOL
State	MA
Zip	01331-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	2
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	2
Census Block	2027
Census Tract	703200

Owner

295 Silver Lake St is owned and occupied by two individuals who bought it in May 2023.

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	295 SILVER LAKE ST, ATHOL, MA 01331-1207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2023 · Amount on File
Deed Sale	May 12, 2023 · Amount on File
Deed Document Number	202336706
Deed Book / Page	69126 / 382
Record Updated	Oct 29, 2026

May 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ATHOL MA
Recording Date	May 12, 2023
Property Address	295 SILVER LAKE ST, ATHOL, MA 01331-1207
Document Number	069126-382
Book / Page	69126 / 382
Instrument Date	May 12, 2023
Instrument	36706
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	295 SILVER LAKE ST, ATHOL, MA 01331-1207

Mortgage

Document Number	0000036707
Date	May 12, 2023
Instrument	36707

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 295 Silver Lake St was $3,995, up 6.3% from the year before.

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,995.00 (+6.33%)	$315,300 (+6.66%) Land $52,600 Building $262,700	$362,520 (-)
2025	$3,757.00 (+3.33%)	$295,600 (+4.3%) Land $50,600 Building $245,000	$362,520 (+5.53%)
2024	$3,636.00 (+2.25%)	$283,400 (+11.88%) Land $50,600 Building $232,800	$343,520
2023	$3,556.00	$253,300 Land $34,000 Building $219,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 295 Silver Lake St.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Silver Lake St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20