Guadalupe County property record for 321 Silver Buckle, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 2,976 sqft · built 2014 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $378,728 (Jul 2026) |
| Tax Bill | $7,692 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G15443A1203300000 |
| Primary APN | 1G15443A1203300000 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,976 sqft Living Area |
| Gross Area | 3,531 sqft |
| 1st Floor Area | 2,052 sqft |
| 2nd Floor Area | 924 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 455 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Covered Porch |
| Porch Area | 150 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 321 SILVER BUCKLE |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-3508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KENSINGTON RANCH ESTATES #3A BLOCK 12 LOT 33 0.1722 AC |
| Legal Subdivision | KENSINGTON RANCH ESTATES #3A |
| Legal Tract | 33 |
| Legal Block | 12 |
| Legal Lot Number | 33 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 210707 |
321 Silver Buckle is owned and occupied by two individuals who bought it in July 2026.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 SILVER BUCKLE, SCHERTZ, TX 78154-3508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed, Transfer · VA Mortgage GATEWAY MORTGAGE CORPORATION |
| Jan 11, 2021 | Warranty Deed, Transfer FAIRWAY INDEPENDENT MTG |
| Apr 9, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2026 · Amount on File |
| Deed Sale | Jul 28, 2026 · Amount on File |
| Prior Sale | Jan 11, 2021 · Amount on File |
| Deed Document Number | 202620275 |
| Prior Transfer Date | Jan 12, 2020 |
| Prior Transfer Doc | 0099001228 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jul 28, 2026 |
| Property Address | 321 SILVER BUCKLE, SCHERTZ, TX 78154-3508 |
| Document Number | 0000020275 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202620275 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 SILVER BUCKLE, SCHERTZ, TX 78154-3508 |
| Document Number | 0000020276, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 202620276 |
| Name | GATEWAY MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jan 11, 2021 |
| Property Address | 321 SILVER BUCKLE, SCHERTZ, TX 78154-3508 |
| Document Number | 0000001228 |
| Instrument Date | Jan 6, 2021 |
| Instrument | 1228 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2021 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 321 SILVER BUCKLE SCHERTZ TX 781543508, SCHERTZ, TX 78154-3508 |
| Document Number | 1229 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 1229 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 10, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 321 SILVER BUCKLE, SCHERTZ, TX 78154-3508 |
| Document Number | 0000009135 |
| Instrument Date | Apr 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 321 SILVER BUCKLE SCHERTZ TX 781543508, SCHERTZ, TX 78154-3508 |
| Document Number | 0000009135 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 9135 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 16, 2045 |
The 2025 property tax bill for 321 Silver Buckle was $7,692, down 4.2% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $392,104 (-2.18%) Land $37,333 Building $354,771 | $392,104 (-2.18%) Land $37,333 Building $354,771 | |
| 2025 | $7,692.00 (-4.22%) | $400,822 Land $37,384 Building $363,438 | $400,822 Land $37,384 Building $363,438 |
| 2024 | $8,031.00 (-0.43%) | ||
| 2023 | $8,066.00 (-11.44%) | $413,772 Land $53,333 Building $360,439 | $413,772 Land $53,333 Building $360,439 |
| 2022 | $9,108.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Silver Buckle in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Silver Buckle is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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